Students who haven't contacted for many years suddenly contacted for money. What should I do?

A polite refusal. Borrowing money is a very sensitive topic now, mainly because there are too many dishonest people around, and sometimes I look at a very honest person and say that I won't pay back the money. Generally speaking, if WeChat friends don't contact for a long time, they are either married and want to give you a red envelope when you are present, or borrow money from you. It's good that people still call you when you get married, which proves that people still treat you as a friend. I just want to borrow money from you, so it will be difficult.

A few years ago, everyone might have been friends who talked about everything. It's just that after separation, each has its own things, and the contact is slowly interrupted. At this time, he borrowed money from you and lent it to him, always afraid that he would not get it back. After all, there are too many such things. I once had a very good friend who borrowed thousands of dollars and now he is blackmailing me directly. But if you don't borrow it, you're always afraid of hurting your feelings. Once a friend of mine suddenly contacted me. I haven't contacted him for three years. I guess he wants to borrow money from me. Before he spoke first, I told myself that I was poor, so that he would never be embarrassed to borrow money again.

In my opinion, borrowing money is actually an investment in the future to some extent. If my classmate is used to start a business or do business, then I will definitely borrow it very simply, because once he succeeds, I will get far more than 65438+ 10,000 yuan in return. Even if he finally fails, I still have to pay back the 65438+ 10,000 yuan I owe. For me, this is almost a sure-fire business.

IOUs are very important. No matter who we lend money to, it is very necessary for us to write a clear and effective IOU. The phrase "brothers settle accounts clearly" needs to be remembered so that this relationship can last forever. Borrowing money is like investing, which needs to measure the other person's character, the reason for borrowing money, the ability to repay money, the time of borrowing money and the risks faced. After all, it is based on credit and character. Sometimes, once the thing of credit is shaken, it will produce cracks in your heart. Don't just see this immediate benefit, take a long-term view, make good use of it and cherish it!