How to deal with malicious Lao Lai?

Many "Lao Lai" obviously have the ability to repay, but they don't want to pay their debts. What are the psychological reasons?

This time, I summed up the six psychology of "Lao Lai" who didn't want to pay his debts. Only by grasping the psychology of "Lao Lai" can we prescribe the right medicine and achieve the effect.

Let's get to know each other!

# 1.

Some "Lao Lai" don't want to pay their debts because they think you are too accommodating and weak.

Therefore, he didn't take the debt seriously, put it off if he wanted, and didn't pay it back if he didn't want to. There's nothing you can do with him anyway. At most, you will be scolded.

///Coping methods

To deal with such "Lao Lai", we must be firm and never delay! We must strictly reject the reasons such as "I will pay my debts tomorrow" and "give me some more time", and adopt the attitude of never giving up until I pay my debts today.

2. Self-righteous

Some enterprises are in arrears with customers because customers feel that they have cooperated with you for many years and are your indispensable "parents".

Under this self-righteous mentality, the arrears are getting slower and slower.

///Coping methods

The next time you get the goods, you can directly show the advantages of cooperation with other customers and dispel their self-righteous expansion mentality.

For example, you can say that a customer took millions of goods from me again and made a payment on the same day; If there is a receipt, the bill is more convincing.

3. Not subject to legal constraints

Many "Lao Lai" feel that "non-repayment of debts" is just an ordinary civil dispute, and there is no need to go to jail in law.

So in this wrong consciousness, more and more blatant delay in debt.

///Coping methods

You need to show and explain the latest laws to Lao Lai. If you don't repay your debts, or even deliberately hide or transfer your property, you can be sentenced to a maximum of seven years in prison.

This debt is not only a civil dispute, but also a criminal responsibility.

Adventure and radicalism

"The poor are saving money, and the more they save, the poorer they get; The rich are borrowing money, and the more they borrow, the richer they get. "

This sentence circulating in the business community means "if you want to be rich, don't be too conservative, but be brave in opening up and making progress." However, some entrepreneurs interpret "openness and enterprising" as "adventurous radicalism", fail to assess market risks, get hot-headed and take money, and end up in debt.

///Coping methods

When you meet this kind of entrepreneurial adventurer, don't lend him money easily, but also help him assess the situation and recognize the market risks.

Let it be steady and steady, turn losses into profits, and pay you back as soon as possible.

#5. Save money

Now many news reports show that some "Lao Lai" are very rich, with tens of millions of houses and millions of cars, but they are reluctant to pay hundreds of thousands of debts.

Mainly because it is really not easy for him to accumulate capital. He suffered for one crop and suffered for two crops, and it took him more than half of his youth to get these wealth. So he cherished these wealth too much, and over time, it evolved into a morbid psychology of "saving money". Giving a little money is like cutting your own flesh.

///Coping methods

These "misers" often like to cry poor. If you can find out his hidden property, you can slap him and make him ashamed to pay back the money.

However, finding out the hidden property requires high technical content, and it is best to invite professional collectors.

#6. Rules

Some "Lai Lai" or "Lai Lai Company" follow the "law of porous black heart" and think that only with thick skin and black heart can they be invincible in today's unpredictable market. Therefore, in the face of debt repayment, I am also holding the mentality of "I would rather teach me to fail the world than teach the world to fail me".

They not only don't want to pay their debts, but also try their best to avoid debts and confront creditors by means of fake divorce, transfer of property, merger of companies and change of legal person. This makes creditors exhausted.

///Coping methods

In today's market, only by establishing honesty and being honest with others can we develop for a long time. However, these "Lao Lai" who are deeply poisoned by "Lara School" are stubborn and will not give up his set of hidden rules easily. In the face of such a stubborn "Lao Lai", it is best to find a client or court to sue and let professionals handle it!

In today's society, borrowing money is a son, and he becomes a father when he pays back the money. What's more, after borrowing money, the mobile phone was turned off directly, and there was no news, so I ran away cleanly. Who knows the pain in the borrower's heart at this time?