How to apply for Hainan commercial factoring license? Talk about conditional flow in detail

This answer is written according to the actual handling experience and cannot be reproduced without consent.

Hello, Hainan can still apply for a commercial factoring license now. This is indeed a special case when approval is stopped elsewhere. The specific treatment is as follows:

(1) The name of a commercial factoring company shall be marked with the words "commercial factoring";

(2) The main investor (i.e. the investor with the highest shareholding ratio) shall be an enterprise legal person, and its total assets before the application 1 year shall not be less than RMB 50 million;

(3) The registered capital is not less than 30 million yuan, and all of them are paid-in monetary capital, with true and legitimate sources, and the registered capital must be paid in full before the enterprise is registered;

(4) A commercial factoring company shall have at least two middle and senior managers with management experience in the financial field and no bad records, and qualified professionals suitable for their business;

(5) Having a sound internal control system, including but not limited to risk assessment, business process operation, monitoring and other systems.

At present, the way of pre-approval is adopted, and the business license can only be obtained after the consent of Hainan Financial Bureau.

Contact name. One-stop processing of financial license. You can set up a new office directly, or you can get a ready-made license directly from another free trade zone.