Is there anything that made you angry today?

I went to have breakfast at around 7 o'clock in the morning. When I parked the car, I scratched the off-road tire of a Beijing Hyundai. I thought the damage to the car was very minor and there was no need to apply for insurance. The other car owner was not there, so I called him. He didn't answer the phone, so I sent him a text message, "Sorry, I scratched your car's tire. If you need compensation, please contact me." I went to work.

The picture shows the damage to the car. There are many old wounds on the steel rim.

The other car owner called me back after 9 o'clock and said that I needed to pay 600 yuan in compensation. I thought it was better for me to apply for insurance at this price. The other party agreed at the time, so I applied for car insurance. The insurance company's Someone asked me on the phone why I didn’t have insurance at the time. I said that the car injury was very minor. If the other car owner’s request was reasonable, I wanted to directly compensate the other car owner in cash. The other party now needs me to pay 600 yuan. I just thought it would be better to apply for insurance, so I went out of danger. When the people from the insurance company came, they felt that the damage to the car was very minor. They suggested that I talk to the other car owner and ask for compensation in cash. He told me that there would be no discount on the insurance for three years after the insurance, and that he would find a place to repair the car for 300 yuan. It can be repaired. Considering that the insurance limit will increase next year, I called the other car owner again and asked if I could repair the car for you. He said yes, you can just replace the steel rim with a new one. I think what he asked for It was quite excessive, so I said I'd better apply for insurance. After making the call, the other car owner and a woman came over.

After everyone arrived, the insurance company gave a fixed loss of 400 yuan and said that the money could be transferred directly to the other car owner’s card. The other car owner disagreed and said that the money must be paid to 600 yuan, otherwise it would be given to them. Repairing the car and replacing steel rims, the other car owner was very excited at this time. The woman who came with the car owner asked me to give them 200 yuan in cash and said that I must compensate them for their losses. I said I touched your car and I apologized to you. We didn't negotiate well. My car is fully insured, but now the insurance company has taken care of it. Why did I pay the 200 yuan? The woman shouted at me very excitedly, why are you so fucking incompetent? You scratched someone else's car, you? Don’t you know how to say a nice word? I’m older than your mother, and you’re too ignorant. I must teach you a lesson today! After she said that, I was very angry. I said why did you give me lessons? It was my fault that the car hit me. I also apologized to you. Now the people from the insurance company are here to solve the problem. What else do you want? I still want to give you a lesson. You are taking a class. The other car owner is a man in his 50s. When he heard me talking, he started scolding me. It was you who hit our car. Who the hell are you giving a class to? Do you have any fucking shame?

Because they did not agree with the insurance company’s determination of compensation of 400 yuan, I called the traffic police. On the phone, the traffic police said that you can just contact the insurance company for this kind of thing. I said the insurance company is here, and the other car owner does not Only after you agreed to the insurance certification plan did you report it to the police.

After the traffic police came, they determined that I was fully responsible. Since that day was Sunday, the traffic police said that the ruling would be available on Monday and asked us to go to the traffic police brigade on Monday. The woman on the other side became excited and said that our car had already been damaged. I can't drive anymore. They don't belong to our family. They asked me to pay 300 yuan for a taxi. During this period, my mouth was not clean. Damn it, you little brat. I have no quality. I'm ignorant. I kept scolding me. He said that I won't give you money. The police and insurance people are here now. If you have anything to say to them, you can sue me if you don't accept it. When the court orders me to compensate you 100,000 yuan, I will also compensate you. So the traffic police went to the leader and issued a ruling. The insurance company also increased the limit to 500 yuan. The other car owner still disagreed and refused to let the traffic police leave. The traffic police said that my work has been completed now. If you are not satisfied with the result, If you are not satisfied, you can submit a complaint within 3 working days. You have the right to cooperate with us in law enforcement. The traffic police left.

After the traffic police left, the woman on the other side kept leaning against my car door and refused to let me go. She insisted that I pay them 100 yuan, saying that I had succeeded, that I was complacent, that I had taken the trouble. Their car was scratched, and they didn’t want to be responsible. They contacted the insurance company and the police. They were so fucking incompetent. This fucking brat had to get money today. The insurance company salesperson persuaded me to let me get the money. I said I would get it. No, what’s the point of having comprehensive insurance? The stalemate lasted for about 10 minutes, so I called 110 and explained the process. I said it was no longer a traffic accident, but a civil dispute. After the traffic police handled it, the other party scolded me and refused to let me go. When the other party saw it, he called the police. The man said yes, I admit it, who makes me so fucking unlucky, just 500, but the other woman didn’t agree and insisted on asking for money, so the other man persuaded the woman to leave.

After the 110 police arrived, I went to the police station to write down a transcript and told what happened. I said I wanted to pursue the matter they scolded me for. The police said they needed to obtain evidence and that it might amount to public abuse. They would be held accountable in a few days. Give me an answer.

I was really angry. It was my fault for hitting someone else’s car. I also apologized and actively handled the situation to compensate the other party. We did not reach a consensus in private. It was my fault to take the insurance. Rights, why am I so shameless? As for scolding me like a kid? I also don’t understand the attitude of the insurance company. It’s okay if you don’t let me get insurance. He may think it’s not necessary to apply for insurance for such a trivial matter. But when they offered a compensation plan of 400 yuan and the other party disagreed, why didn’t they let me report it to the traffic police? , and also told me that calling the police would require police fees, and I said I accepted it (I knew there was no police fee for calling the police, so I would have called the police even in that situation). After the traffic police made the decision and left, the woman insisted that I come up with another 100 yuan to compensate. They leaned against my car door and refused to let me go. I wanted to call 110, but the people from the insurance company still said don't call the police. Don't call the police. I'm sure the other car owner and the insurance company salesperson don't know each other, but I don't understand and don't agree with the insurance company's attitude. I'm really angry. Met this scoundrel and this insurance.