Tell me how you turned over in debt.

In p>16-17 years, the leveraged stock trading lost nearly 3, yuan, half of which was savings and the other half was various credit cards and online loans. At that time, I was also anxious, and I didn't dare to tell my family. Now I'm slowly paying back, and I'm about 5 thousand short of going ashore. I'll sum up a few things I should do after I get into debt.

First, adjust your mentality. There will always be some obstacles in your life. It is useless to escape. You must take action to solve the problem. Face problems positively, and be confident!

second, find ways to increase income. I used to work in a company. After work, I either went home or went out to eat and drink with my friends. After I was in debt, I just wanted to make money all day. I didn't have the ability to make a lot of money. I just did something simple. I started running Didi, took a ride at work, ran fast after work, and basically ran from morning to night after two days off at weekends, so I could earn thousands of dollars a month. Later, I learned to find some mobile phone part-time projects online, from idle fish to selling things, and so on! Slowly, the pressure will not be so great!

third, save. I used to spend a lot of money, so as long as it wasn't too expensive, I won it without considering it! You can't smoke too badly. It's normal to go out to eat, drink and sometimes go out to sing a song or something. Later, these activities were gradually reduced. Usually, the cost of a day outside is a pack of cigarettes, about 1 yuan to a box lunch. It is very important to make money, but if you don't save it, you will still have no money after a month of hard work! This is the so-called open source and throttling!

fourth, study. I never thought about anything when I went to work, so I just wanted to get off work after work and arrange activities! Holding a mobile phone to brush things without nutrition all day. Now what is changing too fast, you must act first if you want to make money, and then you must keep learning. The more things you absorb, the wider your thinking and vision will become, and slowly you will feel that there are actually many ways to make money in this world!

the last and most crucial point is to be able to endure hardships, persevere and put down the so-called face. Now, as long as it is not illegal to make money, I am willing to learn and try. Nothing is born, so we can learn! If we can't do big things, we'll start from an early age, and if we are diligent, we'll get something! Accumulate bit by bit, I believe the sooner the better!

First of all, thank you very much for answering this question here. Let me lead you into this question together. Now let's discuss it together.

Don't be too depressed if you are responsible for too much, but be optimistic. Remember to stay in the green hills without fear of burning firewood. Efforts will always be paid off one day. In reality, many people are forced to owe debts. There are some skills to talk about "paying off debts". Friends who have debts may wish to refer to them:

First of all, they must master the authenticity of their debts. Some people have a poor concept of numbers, and they only know how much loans they have to pay each month, but they don't know the principal, interest and total amount of loans. In this case, you must make a detailed debt schedule for yourself, list all the debts, force yourself to open up sources and reduce expenditure, and speed up the debt repayment.

Secondly, if you accumulate different debts, you must first pay off the loans with interest rate, because now the world has entered the "year of interest rate increase", whether in the United States or in China, the interest rate will be opened in the second quarter or the third quarter at the earliest, and then, all financial management and credit interest will be raised accordingly. If you happen to have spare money in your hand, or pay bonuses, don't treat yourself in a hurry. It is better to repay in advance and earn the spread before and after the interest rate increase.

third, draw up a complete debt repayment strategy. Those who have a stable income or work in the top 5 enterprises have the most bargaining chip to negotiate with the bank. As long as they show the monthly salary list to the bank and seriously express their willingness to pay back the money on time, the bank will give in to the loan interest rate more or less in order to reduce the risk of bad debts.

fourthly, for friends who owe huge debts and only have ordinary jobs, the best way is to borrow from relatives and friends. They should not pay off the loan with high interest as soon as possible, so as to give themselves a good attitude, not be disturbed by debts, and make money with peace of mind.

Fifth, never repay the loan with a loan, as it will only get deeper and deeper.

The answers to this question shared above are all personal opinions and suggestions. I hope the answers to this question I shared can help you.

At the same time, I hope you can enjoy my sharing. If you have a better answer to this question, please share the comments to discuss this topic.

I'm here at last. I wish you all a happy working life every day, a healthy life every day, a prosperous family and everything, and a prosperous business every year. Thank you!

There are debts, depending on how you owe them. Parents' debts are necessary, and children's debts depend on what they are like. Besides,

First, earn money so that you can survive.

second, keep the credit card within the time limit

third, don't deal with the online loans that can't be used for credit reporting at first

fourth, after the online loans are deleted, don't recycle them

and find ways to make money while working, because working can't pay off all the debts. Only by finding a way out can there be hope. If you work, you will only stutter. Only when you start a business can you turn over your debts, or do business.

find a way to do business with products with high flow, easy circulation and multiple purchases.

it's not difficult to turn over after paying off the debt first and doing some small business. Come on

I've been thinking about this problem, but I really haven't thought of any good way to solve it.

You can choose to work first, then look for opportunities, or find some second-tier investment projects to do

occupy an area at home.