How big is the mortgage pressure? I hesitate to drink a cup of milk tea. I live like a dog behind the shiny surface. what do you think?

My friend Lao Li has worked hard in Guangzhou for many years, but there is still no extra deposit. Recently, Lao Li talked about a girlfriend and was asked if she wanted to buy a house when she got married.

My friend Lao Wang said, "People who buy an egg and a house are hesitant to have a cup of milk tea. They look glamorous and live like dogs behind them. " .

Indeed, it is really difficult to pursue a quality life and buy a house.

Many people have great resistance to buying a house:

"Don't buy a house, the mortgage will make you breathless, and you don't want to do it in your life."

"People in mortgage to buy a house are miserable."

"The car loan is ok for two or three years, and the mortgage is 30 years. From youth to white hair, I am exhausted all my life."

Reminds me of a sentence: when foreigners are old, they will say that I have lived in a house all my life; We in China will say that I have struggled all my life and finally bought a house of my own.

Therefore, some people say that the post-80 s era is better and the post-90 s era is getting harder and harder.

Even when looking for someone, it used to be enough to invite your girl to eat fried rice noodles, but now it is not enough to invite her to eat a big meal.

Yes, times have changed.

1, how miserable life is for people with mortgages.

Last year, a post-90s driver was arrested by the police because of traffic jam, but he suddenly collapsed and cried that his mortgage was 6,000 yuan per month, his car loan was 3,000 yuan per month, and his salary was 1 10,000. After paying off the loan, there is only about 1 1,000 yuan of pocket money left, and I dare not spend other money all the year round. I have worn a dress for five years.

After 90, the driver spoke his mind. No one in the adult world is easy. Most people are under great pressure. A netizen said that he also had a mortgage. In order to save money, he wore clothes for six years.

Some people say that the adult world is really like living in one breath, and the collapse of adults is instantaneous.

Yes, we strive for a better life.

2. People with mortgages hesitate to drink a cup of milk tea.

I have a colleague Xiao Ming. After the family paid him a down payment of 200,000 yuan, the remaining 300,000 yuan was paid back. However, Xiao Ming has just left the society, and his salary is just over 4 thousand. He still has to pay a mortgage of 3500 yuan every month, so he can only scrimp and save. He told me that he wanted to change jobs and find a good job, but he was afraid to change jobs because of the mortgage.

Indeed, because of the mortgage, we will think more, fearing that it will not be paid next month.

I met a friend recently, that's all. He said that he really didn't want to work in this company. He wanted to change his job and find something else to do. But he has to pay the mortgage every month, fearing that he may not be able to pay the mortgage next month after leaving his job, he has been enduring it.

I can feel the pressure of their survival with mortgage, just like a credit card with hundreds of thousands of debts. They are anxious and want to change jobs, but they are afraid to change, because once they change, it means that the mortgage will probably not be paid next month.

3. People with mortgages are afraid to talk about their partners.

Because they have a mortgage, they even dare not talk about their girlfriends, because it is common for them to spend one or two hundred yuan for a meal. Once they get a monthly salary, once the mortgage is paid back, they will have nothing on them. Plus my usual daily expenses, I have no money at all.

In the words of friends, pockets are cleaner than faces. If they have another girlfriend, the cost of dating is really unbearable for them, so they choose one person.

If you buy a mortgage, you have to pay the mortgage and pay the rent. It's even more difficult. It's very sad.

I don't think young people who just work should buy a house easily, because once they get into a mortgage, they dare not try it easily, let alone resign. The most fundamental reason is that mortgage makes us lose courage.

So I think, when you are young, you should study harder and improve your cognition. Actively try various ways to make money. When you have a certain amount of savings and reach a certain age, I think it is a wise choice to buy a house at this time.

In this regard, do you think it is better to buy a house first or start a business first? Welcome to leave a message