Rural hukou is becoming more and more popular. How much can it be worth?

Rural hukou is becoming more and more popular. How much can it be worth?

Rural hukou has been heated up. With a rural hukou, it's like growing a "golden pimple". You can receive various agricultural subsidies and enjoy some preferential policies. But is this really the case? Today I will tell you about the value of rural hukou. How much can it be worth?

First, the homestead loan Most farmers have homesteads and can use homesteads and housing loans. According to the comprehensive evaluation of the location and cost of rural houses, the loan amount generally ranges from tens of thousands to hundreds of thousands of yuan. At present, the policy has been piloted in 59 regions including Tianjin, Shanxi and Inner Mongolia, and will be gradually promoted throughout the country.

Second, as long as farmers own land in rural areas or transfer other people's land, they all have the right to operate the land and can apply for loans from banks. According to the comprehensive evaluation of land scale, output benefit and service life, the loan funds are generally between hundreds of thousands and tens of millions.

The applicant lender shall submit to the bank the applicant's original and photocopy, standardized and effective land contract, written opinions of the contractual management right holder agreeing to mortgage, descriptions of land attachments and other materials.

Third, farmers and forestry producers in forest right mortgage loans can use contracted commercial forests as collateral as long as they have forest right certificates, and the loan amount is generally between tens of thousands and tens of millions. The materials for applying for loans mainly include:

1, the new version of "forest right certificate";

2. Basic information of the obligee (including personal basic information, forest right, loan amount, etc.). );

3, the county forestry planning department of forestry assessment report;

4 township forestry station signed a written mortgage application for preliminary examination opinions;

5, the financial sector loan agreement.

Moreover, mortgage loans such as agricultural facilities, agricultural machinery, live livestock and poultry, agricultural products survival, aquaculture water surface, grassland rights and benefits subsidies will be opened one after another, greatly reducing the economic pressure on farmers, and farmers' friends can engage in agricultural production with peace of mind.