The most honest businessman in the world

Qiao Zhiyong: Qiao Zhiyong (18l8- 1907), whose real name is Koike, is the son of Joe in America, the grandson of Qiao Guifa, and the fourth generation descendant of the Qiao family. Known as the "bright rich man", he was born in the 23rd year of Jiaqing (A.D. 18 18) and died in the 32nd year of Guangxu (A.D. 1907). He is the oldest person at the bridge gate. Born in a merchant family, his parents died when he was a child and he was raised by his brother. Honest and studious, I wanted to be an official in Everbright Palace, and I just got admitted to a scholar. My brother is dead. So I have to give up my son's business and inherit the ancestral business assets, thus shouldering the burden of managing the family and managing money. He is cold and calm, and likes reading. Financial management is not his will, nor is it his strong point, but he knows people and is good at their duties. Be generous. Open-minded and generous, cautious from beginning to end, everyone is happy to use it. "People abandon me and take it, small profits but quick turnover, keeping reputation and not hypocrisy" is his leading thought of guiding enterprise management with Confucianism. Qiao Zhiyong has a good life and often helps the poor. Especially in the third year of Guangxu in Qing Dynasty, there was a drought, and bare land was thousands of miles away, and nothing grew. There is a saying in the folk song: "In the three years of Guangxu, half of the people died". At that time, Qiao Zhiyong had already opened a relief warehouse. In this regard, Guangxu eight-year edition of the "Seven Sages" recorded, and greatly appreciated.

When managing the family, he often warned his descendants that the most important thing in doing business is "trust" and to repay people with credibility. The second is "righteousness". Don't cheat, don't cheat, get points, don't pinch money. The third is profit, and profit cannot be put in the first place. The words "arrogance, greed and laziness" are forbidden. He managed the family well, taking Zhu Xi's motto of managing the family as a criterion, as a compulsory course for children and grandchildren, and writing it on the screen door as a daily norm of action. If children and grandchildren have, they should be told to kneel on their backs and read it several times in a targeted manner. If you make the mistake of throwing rice on your face, you will repeat "a porridge and a rice, it is not easy to think, and it is difficult to expect it" until you admit your mistake. Then do some training, and finally the offender thanked him and quit slowly.

Hu Xueyan: Hu Yongguang (1823 ~ 1885), a native of Jixi, Anhui Province, was born in Shunguan. Because he is doing business in Hangzhou, he lives in Hangzhou and is known as Xueyan, a famous Huizhou merchant. 1866, helped Zuo establish Fuzhou Shipping Bureau. After Zuo Tang Zong was transferred to the post of Governor but so do dungans, he presided over the affairs of Shanghai Mining Bureau, borrowed foreign debts for Zuo Da, raised salary and ordered arms. Relying on the strength of the Xiang army, he set up more than 20 Fukang banks in various provinces to deal in Chinese medicine and silk tea. And opened Hu Qingyutang Chinese medicine shop.

Hu personally wrote the plaque "Never cheat", telling employees that "the pharmaceutical industry is a matter of life, especially never cheat" and "the procurement is true and the system is fine". The medicinal materials used are directly purchased from the place of origin, and a deer garden is set up. And the signboard is "true price". Hu Qingyutang is now a large-scale national medicine number of comprehensive preparations of Chinese patent medicines, which is well-known at home and abroad and has played a role in promoting the development of Chinese medicine.

Wang Yongqing: From the small boss of Midian to the plastic king.

1917 65438+1October 18 A poor farmer in a new store in Taipei County was happy to add a new farmer, that is, Wang Yongqing, who was later honored as the "God of Management".

At that time, my ancestral home was in the Wang family in Anxi County, Fujian Province, and life was very difficult. For generations, they have grown tea for a living and can barely make ends meet. Wang Yongqing's father, Wang Changgeng, looks after the tea garden all day, and his meager income barely supports the normal expenses of a family. At the age of 9, Wang Changgeng was unfortunately ill and had to stay in bed. Wang Yongqing began to help her mother share the burden of life with her thin shoulders.

15 years old, graduated from primary school in Wang Yongqing, first worked as a handyman in a tea garden, and then worked as an apprentice in a small rice shop in Chiayi County, Tainan. In the second year, Wang Yongqing made the first important decision in his life, and started his own rice shop with 200 yuan borrowed by his father.

The problem followed. After the opening of the small shop in Wang Yongqing, the Japanese rice shop next door has a competitive advantage, and other rice shops in the city are bundling old customers, so there is not much business. However, Wang Yongqing, who is 16 years old, has shown super marketing ability, not only selling her own rice door to door, but also handing over old rice and washing rice jars for residents free of charge. According to the current situation, Wang Yongqing has provided highly targeted personalized services for the people of Chiayi County, and gradually gained the upper hand in maintaining customer relations. In addition, the rice processing technology at that time was relatively backward, and the rice sold was mixed with rice bran, sand grains and pebbles, which was not surprising to both buyers and sellers. Every time Wang Yongqing sells rice, it will clean up the sundries inside, which will benefit the buyers and make them repeat customers in the long run. An article said that at first, rice shops in Wang Yongqing could not sell 12 barrels of rice a day, but later they could sell more than 100 barrels a day.

A few years later, the business of the rice shop became more and more prosperous. Wang Yongqing organized a rice mill and completed the primitive accumulation of individual capital. Since then, Wang Yongqing's fate has changed.

After the victory of War of Resistance against Japanese Aggression, the economy of Taiwan Province Province began to develop, and the construction industry had the best development momentum. Wang Yongqing was keenly aware of this, so he seized the opportunity to run the timber business and made a lot of profits. The son of an ordinary farmer turned out to be a small local businessman. At this time, there are more and more merchants operating in the timber industry, and the competition is becoming more and more fierce. Seeing this situation, Wang Yongqing resolutely decided to quit the timber industry.

In the early 1950s, several industries in Taiwan Province Province were in urgent need of development, such as textiles, cement and plastics. He Yi was an influential entrepreneur in the chemical industry in Taiwan Province Province at that time. However, after studying abroad, He Yi thought that the plastic products in Taiwan Province Province could not compete with Japanese products in any case, so he was unwilling to invest in the plastic industry in Taiwan Province Province. Surprisingly, at this time, Wang Yongqing, a little-known ordinary businessman, proposed to invest in the plastic industry! After the news came out, Wang Yongqing's friends thought that Wang Yongqing wanted to get rich and lost his mind. They advised him to give up this whimsical decision. A famous local chemist publicly mocked Wang Yongqing for not knowing what plastic is, and starting a plastic factory would definitely go bankrupt!

In fact, Wang Yongqing's bold decision was not a whim or an adventure. He made a thorough analysis and research in advance. Although he is still a layman in the plastic industry, he asked many experts and scholars for advice, visited many famous industrialists, made a thorough and detailed investigation on the market situation, and even visited Japan privately! He believes that caustic soda is produced all over Taiwan Province Province, and 70% chlorine gas can be recovered every year to make PVC plastic powder. This is an excellent condition for developing the plastic industry.

Wang Yongqing was not intimidated by the cynicism of others. 1954, he cooperated with Zhao Tingzhen, a businessman, and raised 500,000 US dollars to set up the first plastic company in Taiwan Province Province. It was completed and put into production three years later, but as expected, it immediately encountered sales problems. The first batch of products 100 tons, only 20 tons were sold in Taiwan Province province, which was obviously in short supply. According to business practice, when supply exceeds demand, production should be reduced. But Wang Yongqing did the opposite and ordered the expansion of production! Gal, even the partners he once won, also dare not follow his adventure, have asked to quit. Smart Wang Yongqing dared to persist, sold all his property, bought all the property rights of the company, and turned Formosa Plastics Company into its own sole proprietorship. Wang Yongqing has his own abacus. He studied the production and sales of plastics in Japan. At that time, the output of PVC plastic powder in Japan was 3,000 tons, and the population of Japan was only 10 times that of Taiwan Province Province. Therefore, he thinks that his products can't be sold, not because of the real oversupply, but because the price is too high-the only way to reduce the price is to increase production to reduce costs.

In the second year, he invested and set up his own plastic products processing factory-South Asia Plastic Factory, which directly made some plastic raw materials into finished products for the market. The development of things proves that Wang Yongqing's calculation is correct. With the reduction of product prices, the market naturally opened up. Formosa Plastics Company and South Asia Company have benefited a lot! Since then, the output of plastic powder in Wang Yongqing has been rising continuously, from the initial annual output of 65,438+0,200 tons to the present 65,438+0,000 million tons, making his company the largest producer of PVC plastic powder in the world.

At present, Formosa Plastics Group has a wide range of business, including oil refining, petrochemical raw materials, plastic processing, fiber, textile, electronic materials, semiconductors, automobiles, power generation, machinery, transportation, biotechnology, education and medical treatment. Especially in the petrochemical field, it has established a complete industrial chain integrating crude oil import, transportation, smelting, cracking, processing and manufacturing, and refined oil retail, and is a unique enterprise group in Taiwan Province Province. Formosa Plastics Group has 9 companies with over 70,000 employees and total assets of NT$/kloc-0.5 trillion.

According to the investigation of the strength of 2,000 large enterprises in Taiwan Province Province in recent years, Formosa Plastics Group has become the leading enterprise group in Taiwan Province Province. Wang Yongqing also made the Forbes list of the world's richest people with a value of $5.4 billion.

In 2002, although Wang Yongqing announced his retirement and stopped asking about the specific business of the group, he was still the chairman of the group and major enterprises, and was the helmsman and spiritual leader behind the scenes of Formosa Plastics Group.

The God of Management advocates a simple outlook on life.

For decades, the global chemical industry has always regarded Wang Yongqing as the "God of Management", and his management methods are highly respected. Many entrepreneurs in Taiwan Province regard Wang Yongqing's management experience as the most practical textbook.

Rothschild Family

The Rothschild family is the oldest and most prominent banking family in Europe. At that time, Britain borrowed money from the Rothschild family when building the Suez Canal. What guarantee did Rothschild ask? They said they were guaranteed by the British government, so their reputation affected the whole of Europe. This is a Jewish business tycoon.

Pierre Augustin Caron de Beaumarchais is a famous businessman in French history.