What is the credit card limit of China Construction Bank?

What is the credit card limit of China Construction Bank?

The credit line of CCB's general card is 3000- 10000 yuan, the credit line of CCB's gold card is 10000-50000 yuan, and the credit line of CCB's platinum card is generally more than 50000 yuan.

The specific credit card amount you can apply for depends on the applicant's comprehensive performance in CCB. The higher the comprehensive score, the higher the credit card limit applied for.

Credit card limit, also known as credit card available limit, refers to the maximum amount of credit card you can use, including credit limit (that is, the maximum overdraft limit of credit card) and the amount deposited in credit card.

The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit. Therefore, the applicant must provide proof of income, provident fund social security and asset guarantee statement. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.

What are the skills to increase the quota?

First, continuous and frequent credit card consumption

Persistence means that after you have a credit card, you should insist on long-term credit card consumption. It is best to have a credit card spending limit every month for more than three consecutive months. Don't freeze it for a long time.

Frequent consumption means spending anywhere you can swipe your card, regardless of the amount. The more credit card times and services, the better. If you swipe your card at one time, it is easy for the bank to think it is suspicious and it is difficult to increase the quota.

Second, pay attention to the credit card limit and temporary withdrawal.

Pay attention to the credit card limit and make full use of temporary withdrawals.

Third, stick to application and seize the opportunity of application.

Insist on applying and seize the opportunity to apply, and have both. For credit card users, you can insist on telephone application to increase the credit card limit, because different customer service or staff have slightly different attitudes and principles in handling this application. Maybe the last one failed and the next one passed. Sticking to the record left by telephone application will also help to increase the application amount in the future.

4. Threaten to use the cancellation card or suspend sleep.

Threaten to use a pin card or suspend sleep. When your application has been rejected many times, you can consider using this trick. Tell the customer service or staff of the bank directly that if the credit card limit cannot meet the actual needs, you will consider returning the card. It is best to present some facts, of course, the attitude should not be too bad, and it is best to combine hard and soft, so that it is easy to get room for discussion and consultation.

How much is the credit card limit of China Construction Bank Longka?

1. The credit limit of CCB Longka Credit Card is generally between 3000- 10000 RMB.

Second, the credit line of the construction bank's Longka credit card gold card is between 10000-50000 yuan.

Three, the construction bank credit card platinum card credit line is generally more than 50 thousand yuan.

The specific amount of each applicant is mainly determined according to the asset status. If the applicant has a car and a house and has a high income, then the amount will definitely not be low.

The credit cards issued by China Construction Bank are all named "Longka". At the same time, as a state-owned bank that was involved in issuing credit cards earlier in China, China Construction Bank already has many types of credit cards. The publicly issued dragon cards include: Dragon Card Campus Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Cup) Tennis Card.

Card function:

Longka Credit Card is an international standard credit card, with one card and two currencies. It can be used both at home and abroad and enjoys all the benefits of CCB.

Bidding conditions:

China citizens who have reached the age of 18 and have full capacity for civil conduct, foreigners who have a fixed occupation and residence in China, and compatriots from Hong Kong, Macao and Taiwan can apply for Longka credit card. The main card holder of Longka Credit Card can apply for supplementary cards for relatives and friends over 13 years old, and 1 main card can apply for three supplementary cards.

Features:

Free customer service hotline 800-8200588, 24 hours a day, 365 days a year, can handle credit card business in time, answer all kinds of inquiries and provide warm, thoughtful, professional and meticulous services.

Agreed account repayment:

By signing a contract, you can specify an automatic repayment account for Longka Credit Card in the city where the agreed account repayment business has been opened. When your Longka credit card needs to be repaid, it will be automatically transferred from your designated repayment account as agreed.

Temporary credit line adjustment:

When you need a higher credit limit temporarily, you can apply to the customer service center to increase the temporary credit limit, and make corresponding adjustments according to your credit situation. The longest use period of temporary credit line is three months.

Emergency assistance services:

When you travel with Dragon Card, if your card is lost or damaged, you can seek emergency assistance from the customer service center or global service center of VISA and MasterCard. After approval, you can get a temporary card or cash from the local bank.

What is the credit card limit of CCB?

The amount of the first credit card issued by CCB ranges from 1000-50000. It is easier to apply for a credit card from China Construction Bank. The amount of the first card is determined according to the income and financial situation of the applicant. The general amount of the first application is between 5000 yuan and 10000 yuan. Compared with other banks, it is relatively easy to apply, the application conditions are not too high, and there are many channels for application.

1. Can I apply for a credit card of China Construction Bank online?

CCB Credit Card can be applied online, and the specific methods are as follows:

1. official website application: log in to official website Credit Card of China Construction Bank, select the card type to be applied, and then fill in the information required for applying for the card.

Operating environment:

Brand model: Lenovo notebook computer Xiao Xin Air 15 Ruilong Edition

System version: Windows 1 1

Browser: Google chrome browser

Browser version: 87.0.4280.88

2. WeChat application: Pay attention to the official WeChat account of China Construction Bank, click Credit Card-Business Processing Hall-Credit Card Application, and follow the page.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: 8.0. 16

3. APPlication for Mobile App: Download and log in to the mobile APP of CCB, click on the credit card-I want to get a card-and follow the page.

Brand model: iPhone 13

System version: iOS 15.0

Application version: 5.6.3.00 1

2. Is there an annual fee for CCB's credit card?

1. CCB Credit Card Corporate Card: the annual fee for gold card is 200 yuan, and the annual fee for ordinary card is 100 yuan.

2. CCB credit card personal card: annual fee of gold card 160 yuan, and annual fee of supplementary card of gold card 80 yuan; The annual fee for the master card of Puka is 80 yuan, and the annual fee for the subsidiary card of Puka is 40 yuan.

3. China Construction Bank's annual fee-free policy for credit cards: within the card-holding year, if you spend three times a year (unlimited amount), you will be exempted from the annual fee for that year. If three transactions are not completed, the annual fee will be charged from the second card-holding year.

3. What is the credit card number of China Construction Bank?

The customer service telephone number of CCB Credit Card Center is divided into two categories, namely CCB Credit Card Customer Service Telephone Number and CCB Credit Card Platinum Line. The specific telephone numbers are as follows: CCB credit card customer service telephone: domestic users call 400-820-0588; Overseas users call +86-2 1-3869-0588. China Construction Bank Platinum Credit Card Line: 400-888-8858.

Is the credit card limit of CCB high? What is the credit card limit of CCB?

Is the credit card limit of CCB high? What is the general credit card limit of CCB? According to the experience of cardholders, compared with the previous application for CCB ordinary credit cards, the credit limit is generally between 1000-8000. Of course, there are no exceptions. For example, small partners who already hold high-value credit cards from other banks or China Construction Bank generally apply for high-value credit cards. Below I will tell you in detail what the credit card limit of CCB is generally. I hope the above content will help you!

If the amount of the previously applied universal card is relatively low, the amount can be increased during the process of using the card. Some card friends mentioned 40,000 yuan from 2,000 yuan, which is admirable.

If the demand for shopping consumption increases within a certain period of time, you can apply for adjusting the temporary quota through the following channels:

1. Online banking application: log on to the personal e-banking website of China Construction Bank, log on to online banking, select Credit Card-Credit Card Limit Adjustment-Apply for Credit Limit Adjustment in turn, and select temporary credit limit increase in the type of credit limit adjustment to apply.

2. SMS application: use the reserved mobile phone number to edit the SMS "CCTE last four digits # # Amount to be adjusted (target amount)" and send it to 95533. "Expected adjusted amount" refers to the adjusted amount. For example, if the current amount is 65,438+00,000 yuan and it is expected to be adjusted to 65,438+05,000 yuan, the editing format of the short message is # 65,438+05,000 after CCTE#.

You can check the credit limit of CCB Puka in the following ways.

1. If the credit card is bound to "China Construction Bank" WeChat Bank, you can inquire about the credit limit yourself.

What is the credit card limit of CCB?

2. Edit the short message "Last four digits of credit card limit" and send it to 95533 for inquiry.

3. Select "Credit Card Inquiry" to inquire through "Account Inquiry Service" on the homepage of CCB website.

4. Use a credit card to inquire at the self-service terminal.

The above are some introductions about the credit card limit of CCB. I hope the above content will help you!

CCB credit card limit?

The different types of credit card limits of CCB mainly include the following:

1. The credit line of CCB Puka is generally between 3000- 10000 yuan.

2. The credit line of CCB Gold Card is between 10000-50000 yuan.

3. The credit limit of CCB Platinum Card is generally more than 50,000 yuan.

4. The maximum withdrawal amount of CCB credit card can reach 30% of the actual amount.

：

CCB Credit Card is a credit card issued by China Construction Bank. Credit cards issued by China Construction Bank are called "Longka", including Longka, Famous School Card, Longka Business Card and Longka Automobile Card. The types of credit cards are: ordinary cards, gold cards and platinum cards.

Credit card withdrawal fee of CCB: 5‰ of domestic transaction amount, with the lowest 2 yuan and the highest 50 yuan; Overseas: 3% of the transaction amount, with a minimum of $3. Maximum interest-free period: 50 days. Multi-account management: the line * * * enjoys multiple CCB cards, and repays in the same account on the same day. Independent online payment: Alipay: It can be used after online registration. One-day purchase restriction in 500 yuan.

Installment business: support interest-free installment (three, six, twelve) for specific merchants. After a single consumption of 1 0,000 yuan, you can apply for installment by phone (3,6, 12,18,24). Each period will generate different charging days according to the number of periods: there are multiple charging days per month. The cardholder can change the card type once a year within the validity period of the card: ordinary card, gold card and platinum card Currency: RMB, RMB/USD and RMB/Euro.

Interest-free repayment period: Interest-free repayment period refers to the interest-free period of consumer transactions enjoyed by cardholders who repay in full and on time. The interest-free period is from the bank bookkeeping date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period. If you fail to repay in full before the due date, you will not be able to enjoy the interest-free period. China Construction Bank bears interest at the daily interest rate of 0.05%, with compound interest on a monthly basis. The interest-bearing date is from the consumption date to the repayment date, and the interest-bearing principal is calculated according to the actual payable amount. If the repayment is not made before the due repayment date or the repayment amount is lower than the minimum repayment amount, CCB will charge 5% late fee for the unpaid part in addition to interest as required. Minimum repayment amount.

This is the end of the introduction of CCB and CCB's credit card limit. Did you find the information you needed?