Can a child as an insured buy insurance for his mother?

Generally speaking, as long as the child 18 years old or older, he can buy insurance for his mother as the insured. However, some products will be exempted by the insured (if the insured suffers from serious illness or dies for the first time, the follow-up insurance premium purchased for the insured does not need to be paid). If you want to add exemption to the insured, the insured must also be informed of the health set by the insurance company, otherwise this protection cannot be added as the insured.

For reasons of space, let me talk about the insured here first. If you want to know more about insurance, you can read the following article: What kind of insurance is good, how to buy it is cost-effective, and teach you how to avoid these insurance pits.

As a child, if you want to buy insurance for your mother, you still have to be careful. If the mother is 40-60 years old, the insurance suitable for purchase includes: critical illness insurance, medical insurance, accident insurance and life insurance. If the mother is over 60 years old, the insurance suitable for purchase is: cancer critical illness insurance, cancer medical insurance and accident insurance.

If you are an insurance white, it may be a little confusing to see so many types of insurance. However, the intimate seniors have prepared a popular science article for everyone. Interested parties can click to see: What's the difference between critical illness insurance, medical insurance, accident insurance and life insurance? Will there be conflicts when making claims?

Here, senior students should specifically talk about the difference between critical illness insurance/medical insurance and cancer prevention critical illness insurance/cancer prevention medical insurance. In fact, these types of insurance are similar, but the coverage of critical illness insurance/medical insurance is wider than that of anti-cancer critical illness insurance/anti-cancer medical insurance.

Anti-cancer critical illness insurance/anti-cancer medical insurance is mainly used to transfer the risk that the insured will suffer economic losses due to cancer. However, it is precisely because of their narrow coverage that the health information of these two products is more relaxed, which is suitable for the elderly with general physical condition.

So much for cancer insurance. If you want to know more about this kind of products, you can read the following article: What is cancer insurance, how to buy it, which is good, comprehensive analysis and comparative evaluation.

Hope to adopt

The same number on the whole network: Xueba said insurance, welcome to search!