What is a personal credit information system? What are the categories of credit information system?

Personal credit information system, focusing on providing personal credit analysis products to consumer credit institutions. Let me talk about what a personal credit information system is. What are the categories of credit information system?

0 1 Personal credit information refers to the activities of a legally established personal credit reporting agency to collect and process personal credit information and provide personal credit information inquiry and evaluation services according to users' requirements.

Personal basic information, including personal identity, occupation and address information.

Bank credit transaction information mainly reflects the individual's ability and willingness to perform in commercial banks, including personal loans, credit cards, quasi-credit cards and other information.

Non-bank credit information refers to information collected by other departments from the personal credit information system that can reflect personal income arrears or other assets, including administrative punishment information, court enforcement information, various social security expenses of housing provident fund and payment information.