Let's talk about intelligent risk control. What channel is it?

Don't mention it, but the smart risk control at home is really worth talking about. This consumer credit platform provided by "Zhonghexin Financing Guarantee (Fujian) Co., Ltd." adopts self-developed real-time credit review system and decision-making flow system, automatically approves customer applications through risk rules and model system, and continuously optimizes the innovation risk model according to machine learning. At the front end of the loan, comprehensively analyze the user's social attributes, living habits, consumption behavior and other labels to accurately evaluate the user's repayment ability. For applications that do not have the ability and willingness to repay, the risk possibility is directly cut off from the source, so as to protect their credit security and reduce the overdue risk. How's it going? Is it much stronger than you think? Anyway, I think so, hee hee.