I have my eye on a 2011 BMW 5 Series, which sells for 150,000, and is it appropriate to buy it with a monthly salary of 5,000?

Recently, a netizen asked us about used cars in the background. He said that there are hundreds of thousands of people who want to buy a car, but the highest budget can only buy a Civic, but he wants to drive a higher-end car. Currently, I have my eye on a 2011 BMW 523li Leading Edition. I found it with a car repairman. The car is in good condition. The current mileage is 96,000 kilometers. I am an office worker with an average monthly salary of 5,000 yuan. I am wondering if this car is suitable for me to buy. Not suitable.

First of all, let’s talk about the market situation of the BMW 5 Series. According to the current market conditions, if the car is in relatively high-quality condition, has no water damage, no major accidents, and can be transferred normally, the 11-year-old BMW 5 It has run 100,000 kilometers, so the normal price should be 130,000 to 40,000. He wants 150,000, so you should still have some room for bargaining, but if the car is in really high-quality condition, 150,000 is barely considered a normal price.

Now let me talk about some of my humble opinions on buying used cars. First of all, when buying a second-hand car, try to buy a high-end version, because the configuration is not valuable for a second-hand car, which means that the price difference between you buying a low-end car and a high-end car is very small, so the high-end car is more cost-effective. Of course, buy second-hand Cars also depend on opportunity, and there’s nothing you can do if you can’t find a high-end model for the time being. But for low-end models, you should try to keep the price as low as possible. The second-lowest model is still a little more expensive at 150,000. If it is a 2.5-liter top-end model, it is still a little more affordable. So try to find a high-end version in the same car condition.

Second point, when buying a car, try to buy a car that is younger, preferably within five years. There are only a few years when a car is good to drive. After these years, even if there are no major quality problems, there will be some discounts in driving quality. Cars that are three or four years old are best, but of course the price will be higher. When you come across cars that are one or two years old and are priced very well, you must be careful and make sure you are safe before buying them. Because if there are no major problems with a car, there will be very few people who buy it and sell it after one or two years, while there are many cars that are very young on the market. You must not have the intention of harming others, and you must not have the intention of guarding against others. Not everyone will operate with integrity.

If the budget is not enough, you can also buy an older car, but try to buy a car with good reputation and quality. Another point is to try not to buy an older luxury car, like this BMW 5 Series. The 2011 car has been driven for about eight years now. Even if there is no problem with the car, the parts and components are aging seriously. If there is a problem, the repair fee may be more expensive than the price you paid for the car. Therefore, if it is not for special purposes such as running a wedding car, it is not really recommended for ordinary people to buy older luxury cars.

Last point, second-hand luxury cars are also luxury cars. Although their current price is equivalent to decline, it feels a bit like a tiger falling and being bullied by a dog. But you also need to have enough financial strength and status to control it. For example, if you have your own industry or factory but don't have much liquidity on hand, you can buy a second-hand luxury car because it can basically match your status and image, and it can be driven out to do business. More face-saving.

But if we are really just ordinary people with a fixed salary of several thousand dollars a month, I personally feel that buying a second-hand luxury car will not necessarily make you gain face. Many people behind you will laugh at you as a fool, saying that you are overestimated or vain. There is only one reason. The status of the BMW 5 Series was completely incompatible with the working class. This is not to look down on us working class people, but I feel that people must be self-aware, otherwise they may live a very tiring life and even be heavily in debt in the future. It is unnecessary. .

But I am willing to buy it. Everyone has their own ideas. With a monthly salary of 5,000 yuan, it is actually possible to own a BMW 5 Series without a loan. At least BMW will bring you psychological comfort. satisfaction. But you can ensure that the car is in good condition and there are no major problems before you sell the car. Otherwise, one repair will make you realize what a luxury brand is!

The above content is Xiao Ma’s personal opinion. I hope it can be helpful to you. Netizens are also welcome to like and leave comments in the comment area below to discuss whether you think it is necessary for working-class people to buy second-hand luxury cars. ?

This article comes from the author of Autohome Chejiahao and does not represent the views and positions of Autohome.