How much do you have at the age of 36?

Deposit? I dare not think that it's a miracle that we are born in the 1980s, old and young, debt-free.

Personally, a 38-year-old and 84-year-old mouse works in a state-owned enterprise, with a monthly salary of about 6k and an annual bonus of about 12W. Two children, a suite, a car and children's snacks and fruits are almost 300,500 per month, and Bauer's milk powder and diapers are about 1000, with a mortgage of 2,000. There are also the usual weddings and funerals, and the ailments and pains of the elderly. This income is simply not enough to continue. You have to ensure that you can't get sick, otherwise you will take a vacation and the year-end bonus will go to 3/ 1.

After this wave of 80s, we are doomed to be the most miserable people. In response to the national family planning, we have no brothers or sisters. If our parents at both ends, even grandparents, were alive, we would have eight elders and two children ourselves. In fact, the couple will raise 65,438+00 people. However, if there is an accident at either end, we don't know how to deal with it, and it is a headache to think about it. The key is to catch up with the new policy of delayed retirement that the country will soon implement.

In a word, I dare not think about saving money. I only hope that the experts will be merciful and let us live well.

My friend, thank you for sharing this problem with me. I think your situation was better than mine.

When I was 36 years old, that is, around 2000 in this century, I was an employee of a financial institution. I only had one daughter and my wife was a teacher. At that time, I can say that I didn't have a penny in deposit, and I still had tens of thousands of dollars in debt. Because I come from the countryside, there are several younger brothers studying at home, and my salary has always been to support my family, and there is no other income. It is really difficult to rely solely on wages.

So, compared with the two of us, you are better than me. You have 1 child, and the salary is not high. You still have a deposit of 654.38 million yuan, which shows that you are good at managing your own life and planning your family life very well. So, don't worry, have confidence in the future. At the same time, while being a good clerk, you can also learn other skills. At the age of 36, you are still young, so it is not too difficult to learn something else. If you are afraid of unemployment, you should constantly reserve the preparations for career transformation and plan ahead, so that even if you lose your current position, you can cope with it calmly. I wish you a bright future and a happy family!

The 30-year-old finance minister of a state-owned enterprise (two people in the finance department [tears]), two children with savings and stocks of about 200w, two children, two houses (currently living with their parents, one for rent, and the rent is 2.4w per year) and two cars (Audi Q5 and Toyota Reiz). The salary is not too high now. My wife, civil servants and ordinary employees add up to about 20w a year. Part of silver is stock market income, about100W. My wife and I used to work in a bank, and our salary was relatively high. After resigning, our provident fund is about 20w, and the rest is seven years' salary balance. Family conditions are relatively good, parents are gold collars, parents bought two houses, bought a car and bought one themselves. Anyway, life is still anxious, and the cost of educating and raising children is too high! Attached is a screenshot of last August. Now there are only bottom warehouses, and most of them have been sold. I feel the market is not good!

I'm 33 years old and my deposit is -65438+ 10,000. I wonder how much debt [tears] I will have when I am 36.

35, there are 654.38 million deposits.

Wealth is accumulated slowly. Only by saving money slowly and steadily can it become the most secure way for the rich to get rich.

I haven't saved money yet, because my husband is still under great pressure to go to work alone. I thought I could go to work when my children went to kindergarten, but it's not that easy now. I want to find a part-time job and hope to save some money this year.

I am 36 years old in nominal age. I have a house, but I didn't buy a car. My deposit is about 654.38+0.5 million. I still feel like I have no money.

I'm a tiger, and I'm 36 years old. If the deposit is made, the current time deposit is 260,000 yuan, and the loan balance is more than 654.38+0.2 million yuan.

Deposits cannot be counted as personal deposits. After all, married people belong to the same property of husband and wife, and they still have to respect their wives. It should be counted as family savings.

To sum up, I graduated from college in 2008 and joined the work. At that time, I got more than 1 0,000 points. My wife is three years older than me. I joined the work in 2007, and my income has been slightly lower than mine. Together, because they used to be colleagues, they registered to get married on 201010.

I bought a cheap second-hand house when I got married. Money has been lacking since marriage: 20 1 1, and my father has to spend 1.2 million yuan to build a house for the elderly. In 20 12, my brother borrowed money to start a business, and then my daughter was born. At the end of 20 14, I joined the company and bought two suites. In 20 17, my son was born. Along the way, all the money I earned was spent later. Although I didn't borrow money, I never made a time deposit.

The first time deposit in my life should be in the summer of 2020, and I saved 1 10000 yuan. I really want to cry when I come back. My wife kept nagging and finally got a deposit. It's really a feeling of clearing the clouds.

202 1, I saved some more. In 2022, the income is not as good as the previous two years, and there is not enough money yet. At present, I have a time deposit of 260 thousand. It is also the strength of my family.

Work 14 years, along the way, ups and downs, middle age, finally a little savings. Compared with successful people, it is far from it. Compared with those who work hard at the bottom, it's not bad.

Life is not easy, let's encourage it.

My family's deposits and liabilities are at the two ends of the scale, one is as high as seven figures and the other is insignificant.

My husband and I are both 32 years old, a few years short of 36, but nothing has changed in four years. I have seen my 36-year-old life.

Coordinate the second-tier cities in Central China. I am a small employee of a state-owned enterprise, and my husband used to be an employee of a state-owned enterprise. Later, I failed to invest in opening a shop, and now I am unemployed and looking for a job at home.

Let's start with our assets and deposits. There is a house with a loan, a down payment of 500,000 yuan, a provident fund loan, a monthly payment of more than 4,000 yuan, and a loan repayment for 25 years. It has been nearly 2 years now.

There is a restaurant that has posted "Wangpu Transfer" and the rent will expire in ten days. If you can't transfer it, you can only sell electrical equipment and tables, chairs and benches at low prices. At present, there is little possibility of a smooth handover.

These are our fixed assets. As for the deposit, it is more than 4000 at the beginning of each month. It only exists at the beginning of the month and returns to zero at the end of the month.

Why does it only exist at the beginning of the month? Because the salary arrived at the beginning of the month, it was just enough to repay the loan for one month, and it was gone after the deduction on the 20th.

No children yet. With children, it is estimated that the monthly payment will not be paid, let alone the deposit.

Every time I see someone else's balance, I envy them. Carrie has never had so much money in her life.

The only time I saw such a long string of figures in my account was the loan owed to the bank, which was also more than 654.38+0 million.

Sometimes work is too tiring and life is too hard. If only Cary had a balance of 6.5438+0 million, just lie flat.

Therefore, the deposit of 654.38+0 million is my ultimate goal. If you earn this amount, lie flat.

If you don't gamble, spend money lavishly, your family is in good health, and you can't even get 400,000 yuan or 500,000 yuan after working hard for more than ten years, it's definitely your problem. I have worked in a bank for 1 1 year, and the salary for babysitting is more than all your classmates put together. The largest enterprise is represented in our Pudong branch. Our business department entered data for the first time, and the record was soft, with 5000 employees. This is just one of the companies that pay for it, and there are other kinds of income that are not paid through banks. Of course, after working for more than ten years, the deposit is at least 400,000 to 500,000.

Do not accept any refutation.