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China Industrial and Commercial Bank Payment Card
At present, you can apply for Peony Pig Fuka. "Happy Pig Happiness" Peony Credit Card can be divided into two types: Happy Pig Happiness Card with normal quota and Happy Pig Happiness Card with 10 yuan quota. The normal limit of "Happy Pig" card is divided into credit card and debit card. The "Happy Pig Happiness" card with a line of 10 yuan has only one credit card.
Normal amount of "Happy Pig" card:
1, basic requirements
(1) All card-handling personnel must meet the basic conditions for issuing cards: a natural person who has reached the age of 18 and has full civil capacity. Its work unit or fixed residence must be in the place where the card issuer is located, and its income is stable and above the local average.
(2) It is forbidden to issue cards to customers who apply for normal credit lines and are listed in the "forbidden category" and "concerned category" of our CIIS system or have other bad credit records.
(3) It is strictly forbidden to issue cards to customers who bid for a normal amount by cashing out their cards in violation of regulations.
2. Proof materials provided by the personal card:
1. Copy of the applicant's ID card of the main card and the auxiliary card (required). Identity documents refer to one of resident identity cards, military officers' cards, Hong Kong and Macao residents' passes to and from the mainland, Taiwan Province compatriots' passes to and from the mainland and foreign passports.
2. Work certification documents, such as a copy of the work permit, the original work certificate issued by the work unit, a copy of the professional qualification certificate and a copy of the professional title certificate.
3. If you provide a copy of ICBC's "wealth management fund" account or a copy of master's or above diploma and degree certificate, it will speed up your card processing process. Applicants who work in a company (enterprise) generally need to provide proof documents of their real estate (copies of their real estate license, public housing lease agreement or public housing purchase agreement, housing loan contract and other materials).
4. In order to process your application as soon as possible and have an accurate credit limit, please provide the following financial documents, such as payroll records issued by banks, income certificates issued by units, income tax and withholding certificates, driving license of your own car, time deposit certificates of our bank and other materials.
10 RMB "Happy Pig" card:
1, basic material
Copy of ID card and fill in the application form that meets the requirements.
2. Customer category
Customers who have reached the age of 18 and actively applied for the line of 10 yuan, or customers whose credit conditions are insufficient to apply for the normal line.
3. Relevant requirements
Customers who meet the card requirements can apply for the "Happy Pig" card with the limit of 10 yuan according to customer requirements.
In addition, for cards with an initial credit limit of 10 yuan, the bank will increase the credit limit according to the customer's card usage and encourage customers to accumulate personal credit by using the card. If the cardholder's work unit and fixed residence are not in the location of the card issuer, the credit line may not be adjusted subsequently.
It can be seen from the above conditions that the credit line 10 yuan's Happy Pig Welfare Card is relaxed. Although the credit limit is only 10 yuan, it has the general function of using a credit card. In addition, the dosage can be adjusted according to your usage.
Fuka and Pig can enjoy the annual fee reduction if they spend 5,000 yuan or 5,000 yuan each year.
In addition, there is no annual fee until your card expires and you get a new one.
Since August 20, 2007, our bank has opened the telephone banking credit card cancellation business.
Personal card customers of Peony Credit Card, Peony Credit Card, Peony International Debit Card and Peony International Credit Card can apply for account cancellation and card refund through telephone banking (95588). The criteria for telephone banking to accept the customer's application for account cancellation business are: the main account card customer applies, and after deducting the annual fees receivable from all the cards under his account, the account balance is zero or the customer explicitly gives up the remaining deposits in the account.
As you are not sure about your card usage, you can call 95588 for details.
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