Debt, more and more people are overwhelmed, depressed and desperate. what do you think?

1. Living in today's society, few people have no debts. As long as they have done business or started a business, some people will have some debts, but at the same time they must be able to repay them.

2. It is not a bad thing to be in debt during this period, but what is the reason for your debt? If you borrow money to start a business, debt will be your motivation and nutrition, and you will be more motivated to go all out. On the contrary, if your debt is borrowed for other reasons, such as gambling, then debt is like a parasite, tormenting you every day and making you breathless. So don't gamble between friends. If you gamble alone, the whole family will suffer.

3, so debt is not terrible. If you are full of positive energy and turn debt into motivation, then debt is not terrible, but a kind of motivation.

2020 may be a disaster. The sudden epidemic has destroyed many people's good wishes. They are heavily in debt and have no choice but to rob Peter to pay Paul. Debt and interest are rolling, and houses and cars are still for sale. I don't know when it will end.

It's not easy for people who are in debt! Some people think they can't live if they owe tens of thousands, while others think they owe millions. In fact, owing money is not fatal, but the various pressures brought by owing money are almost suffocating.

The alienation of relatives, the cynicism of friends, all kinds of debt collection calls come and go, and some even threaten to die with you. The spirit gradually collapsed, and I felt that I couldn't stand it, and I couldn't stay up, and even had some stupid ideas.

A friend of mine was heavily in debt a few years ago, so poor that he had only the last 20 yuan left, so he had to go to the supermarket to buy instant noodles to satisfy his hunger. Day after day, everything he thinks is unlucky will come to you. What are we doing? What are we doing? After a while, his head turned white with worry.

Once he passed by a large shopping mall and saw that almost all the people wandering inside were holding beverage bottles or mineral water bottles. In the big trash can at the door, he picked up a big bag full of plastic bottles and waste paper boxes. He sold junk that day and made 30 yuan! He was so happy that he decided to take life safety as the first principle.

Afraid of being recognized, he wears a big hat, sunglasses and a mask and walks around the street every day. By picking up garbage, he earns nearly 6000 yuan a month. A few months later, he bought a tricycle and continued to pick up the waste discarded by others. A contractor on the construction site recognized him, but didn't tell him. He just quietly told the doorman that the waste on the construction site would be given to him free of charge in the future, and told his phone number to other colleagues to take care of this face-saving friend together.

Two years later, he rented a yard and opened a purchasing station. Now he is a famous acquisition king here.

If a person is not afraid of death, his face is even less important. When he hits the bottom, he must fight for it. As long as you have breath, you may turn over, just like a soldier in battle, knowing that you have no way out will be extremely brave, and great success is often forced by people.

Don't dwell on "death" You still have family, and there are so many people who love you and want to rely on you. Start a business with the courage of death. This is an era that never lacks opportunities, and the success rate of efforts is still very high.

The darkness before dawn is the hardest time. After this critical point, the sky will gradually brighten, and there will be alternating black and white time. The sun will rise and the moon will set. When you stand at the bottom of your life, no matter which direction you work hard, it is an upward road.

Everything will be fine! Come on!

34-year-old, credit card, loan, flower shop, micro-goods, Didi, Meituan, 360, a total of about 230 thousand, mainly due to the loss of online gambling and futures speculation in the previous two years. Last year 10, my wife planned to buy a house in Changsha, and she needed a credit report. Then it was exposed that she owed money, and then she and her wife have been in a cold war. During the Spring Festival, the family paid back100000. I am from Hubei and went home this year. Because of the epidemic, I didn't return to Changsha, Hunan until March 25th. My wife, her parents and relatives are all in Guangzhou, and the Spring Festival is in Guangzhou. After I returned to Changsha, my wife asked me to go home together and get a divorce. Then on March 3 1 day, we divorced. I think I will remember this day all my life. We have two daughters, and my original happy family was destroyed by myself. I work in Changsha, working in a small company, with a monthly salary of 6500. Usually I have to travel, and I will be outside for about half a month. Now you pay your debts every month. I don't know when I can pay off when I think I owe so much money and my income is so low. Now I can't sleep every night, and I wake up after five in the morning. I am in a bad mental state every day, especially during my recent divorce. Fortunately, I am slowly adjusting now. Don't give up if I give up on myself. That's really over. I don't see any hope now. Cheer yourself up! Insist.

I really have a friend around me who is like this. From his former best friend to his hiding place, he was heavily in debt. Without his parents, he doesn't even have the courage to live. When doing well, he felt that he would struggle for financial freedom for several years. He suddenly opened a big factory, not only invested his savings, but also mortgaged his house and car. Later, a dispute and lawsuit lasted for a long time and dragged a factory to death. Running a credit card, I don't know how it got deeper and deeper, and eventually went bankrupt, owing a lot of debts, money from relatives, commercial loans, various small loans, online loans, credit cards, money owed to suppliers, and factory rent. You know there are millions, and your house and car are gone. Every day, I'm tired of paying off my debts, and I'm hiding. Some time ago, I kept receiving debt collection information, and there were court subpoenas.

Now that I have sold all my assets, I still need about 3 million. At present, I am disheartened and really want to give up my life.

However, there are old people and young people. What will they do if they leave? So I crustily skin of head insisted, looked on coldly, sneered, encouraged myself countless times and never gave up. ...

I believe that most of my friends who are in debt are as devastated and desperate as I am, but we can't just live for ourselves. We should think more about our children and parents, so we must live first no matter how hard it is. In a few years, it may be another scene. In short, friends in debt, come on together. Gan Kun is undecided, you and I are both dark horses!

That's right, here are all debtors, each with his own experience, who forgot a lot for a while and wanted to nag a few words.

I left the profession of chef and worked in stone business for several years, earning hundreds of thousands, so I am going to return to my hometown on 20 15. First, children graduate from the sixth grade and go home early to adapt to the learning environment in their hometown. Second, he feels that he has some money in his hand and can go home and do something. After all, Beijing is so big that we are not even as good as a drop of water. When we return to our hometown, we may still be good people.

Hypocrisy and unreliability, let me once again taste the pain of being inferior to a ghost without money.

After returning home, if you rely on your own skills to open a small restaurant in your hometown, no matter how much money you earn, you can at least keep your family expenses and your children's tuition. However, I never suppressed my impetuous vanity and opened a Wan Wen store. Because my hometown people don't like those things very much, I closed the door for a year, and the farmhouse I opened was not well located and the corresponding facilities were tepid. The most important thing is that I am too soft-hearted. I was tricked into going to Weihai for pyramid selling by an old friend for more than 20 years. Finally, I washed all the money and cashed in 50,000 credit cards, 30,000 online loans and 30,000 relatives and friends.

For many years, it has been difficult, and this time it is even harder! My wife can't help anything because she is not in good spirits, and sometimes she can't even cook a decent meal.

Although I don't owe much, I know my repayment ability is limited. This is not a question of hundreds of thousands, but a question of hundreds of thousands or millions!

For three years, credit cards have been walking around, and they have not expired, but they are still not short of money. Last year, I went back to Beijing for a year to take food, and finally I was flat for a year and relaxed for a year. But this year, I met this deadly epidemic, and I still owe hundreds of thousands. My credit card is overdue for four months, and my hair is almost white. ...

I'm not afraid of death long ago. I guess only those who owe money are not afraid of death.

If I didn't have a son who is now in high school, I might have gone to see my parents. How many times have I pulled myself back from the brink of death, just because I have a clever and clever child.

I know that it is a responsibility to live, and it is easy to die, but it is irresponsible!

Sometimes I can't even take out a dollar in my pocket, but over the years, I haven't made my child feel sorry for money once. I try my best to pay the living expenses. As long as I call for money, I pretend to say yes easily, and then I start looking for money everywhere like a red-faced rooster.

The children also know some of my difficulties more or less. After all, they are old. He never spends money recklessly. Sometimes, if he wants ten dollars, I will give him twenty dollars. I know this is because children understand me.

I will try my best to overcome my emotions when my children are at home. Even if I want to cry, I will squat in the toilet and wipe my tears and laugh.

Now I'm still not out of the Woods, but I'm much calmer than I was at the beginning, because after all, I'm not afraid of death and there's nothing to be afraid of.

I will try my best to earn money and pay my bills, even if I am exhausted!

1, relatives, worked hard from 20 17 to 20 19, and saved150,000. It is planned to open a hot pot restaurant in my hometown in 2020, and it has been stable since then. It started well. Three friends each contributed 500,000 yuan, selected the brand and store address, invited good people, and started trial operation on June 20, 2020. As the pre-planning can be fully booked on the first day, the next day 1, 2 1, all relatives joined in. On the third day, I was told that it was closed because of COVID-19. At that time, they didn't know how long it would take, so they stopped temporarily. It didn't reopen until after May 1, and the business is not very prosperous at present. They calculated that 7788 lost about 200,000 yuan in four months. However, they didn't give up, distributed leaflets everywhere, pulled customers to the WeChat group, and then organized preferential activities and tried every means. If you have no money, write an iou to the store, stop paying, and agree to invite you. The more you encounter difficulties, the more you should be calm and not impatient.

2, classmate, my wife just gave birth to a child during the epidemic. I just bought a house on August 20 19, paid a down payment, and got a loan of over RMB 0/000000. He works in an Internet startup company with a monthly salary of about 2 W.. In April 2020, the company could not go on. On the one hand, financing failed, on the other hand, the company's self-hematopoietic function did not play a role. The boss invited everyone to the office to eat instant noodles and say goodbye. He is looking for a job while taking care of his wife, but he hasn't found a suitable one yet. As for the monthly payment, only borrow it everywhere; I chatted with him, and he said it doesn't matter, but I can still carry it when I am tired. I can do anything I couldn't put my face down before, but now I can go.

In short, every family has its own problems, and adversity is also a part of life experience. As long as you do something worthy of your heart and don't give up, there will always be a time to turn over.

No matter how much you are in debt, you should live a good life. People should learn to solve problems and take responsibility. Only living can solve the problem. Suicide can't solve the problem, but it is the beginning of hundreds of millions of pains.

The problems encountered in this life are the problems that I escaped in my previous life. Lack of money means that everyone lacks happiness and heart.

Think about how to repair the blessings, how to do things for everyone, and do good deeds. Will turn over.

Debt, good or bad, has two sides.

First, suppose you borrow money to buy assets, such as buying a house at the right time. In fact, the house is slowly increasing in value. If you are lucky, the growth rate of house value can exceed your debt cost.

Second, if you are in debt to spend, such as traveling in debt, then after you spend the money, you have to use the future money to fill the previous hole. Of course, life is getting harder and harder.