The family owes her husband 10 thousand yuan, which makes me unable to lift my head for many years.

I can't stand your husband after reading it. Where are your parents-in-law? Let them look after the children, and you have to earn money. It's easy to find a job now. You have to earn your own money. First, you can go out to earn money without feeling inferior at home. Second, give the money to your husband and give your mother a little extra money. Don't let her do heavy work at this age. Third, you should plant a vegetable at three points. The biggest problem here is that your husband doesn't object to your going out to work. If there is no objection, everyone will be happy. If you strongly object, you should consider leaving him. It will be very tiring to stay together.