The Pacific enjoys a million dollars, and the public enjoys an E-student. Which one should I choose?

Brother Bao said insurance, focusing on insurance evaluation! The difference between Pacific exclusive medical insurance and other popular medical insurance can refer to this comparison table. How about China Pacific Life? Do you have any insurance recommendations?

Which is better, to enjoy millions or to enjoy E-life? Let's talk about enjoying e-life insurance first.

Enjoy comprehensive electronic health insurance, excellent renewal conditions, optional family deductible, medical first, medical green link. Are very practical functions. And the price is not expensive, cost-effective. Let's see how to enjoy the million-dollar guarantee:

If you want to have the million-dollar guarantee provided by Pacific Music Million, you only need a few hundred dollars. On average, you can buy breakfast every day, which has a high cost performance and is loved by many people.

However, some people like it, while others disagree. There is a great controversy about enjoying millions on the Internet. For these comments, I have done some sorting. Interested parties can read this article >; & gt

What are the points of this product that can cause such a big discussion? Let's take a look at the content of enjoying a million guarantees:

The advantage of this product is comprehensive protection, including general hospitalization, special illness hospitalization and serious illness hospitalization, as well as intensive care allowance and proton heavy ion protection. In addition, the hospitalization insurance for special diseases can be doubled to 2 million, and the hospitalization insurance for serious diseases can be doubled to 4 million.

This looks excellent. Why don't people like it?

That's because of the following shortcomings:

1. The renewal conditions are harsh: if you want to renew your insurance, you need to apply in advance and wait for approval. If you are in poor health or have a claim record, you are likely to be refused to apply for renewal;

2. There are restrictions on insurance for the elderly: on the surface, you can apply for insurance before the age of 65, but you must know that if you are 60 years old, you must take a Class C physical examination and pass manual underwriting before you can apply for insurance;

3. There are restrictions on proton heavy ion medical institutions: Shanghai proton heavy ion hospital can only be chosen, and many popular millions of medical insurance in the market do not have such restrictions;

4. Value-added services do not directly pay for purchased drugs.

This product does have a lot of shortcomings! If you want to buy millions of medical insurance, don't forget to compare products before placing an order. After all, there are many millions of medical insurance, and renewal is simpler, more comprehensive and less harmful.

In order to enable everyone to compare products more comprehensively and objectively, I have compiled a good thing to share about millions of medical insurance, which can be referred to if necessary. >> What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020