Talk about the concepts of checks, bills, drafts and promissory notes, and their differences, as well as their uses and samples. Thank you.

1. The bank check is issued by the drawer, and the bank entrusted to handle the check deposit business unconditionally pays a certain amount of bills to the payee or the holder when seeing the bill. The prompt payment date is 10 day from the date of issue, and it can only be used for settlement in the same city (that is, it can only be used at the place of issue, the same below). Divided into transfer check, cash check and ordinary invoice. Its corresponding account is "bank deposit"

2. A cashier's check is a bill issued by a bank, which promises to unconditionally pay a certain amount to the payee or holder at sight. The payment date is within 2 months from the invoice date, and it can only be used for settlement in the same city (that is, it can only be used at the place where the ticket is issued, the same below), and its corresponding account is "other monetary funds-cashier's check"

3. A bank draft is a bill that the remitter deposits the money in the local issuing bank, which is issued by the issuing bank and unconditionally paid to the holder according to the actual settlement amount at sight. Its term is 1 month, not limited to the same city and different places. Its corresponding account is "other currencies-bank draft"

Fourth, I don't know what you mean by the bill. You mean promissory notes, drafts and checks. Maybe you mean commercial paper, so I'll say commercial paper. A commercial bill is a bill issued by the drawer, which entrusts the drawee to pay a certain amount to the payee or the holder on a specified date, with a term of no more than 6 months, and can be used in the same city or in different places. Its corresponding accounts are notes receivable and notes payable.

A commercial bill can be signed and accepted by the payer or payee. According to different acceptors, commercial bills can be divided into commercial acceptance bills and bank acceptance bills. Commercial acceptance bills are accepted by drawees other than banks, and no conditions may be attached to acceptance. Generally, bank acceptance bills are issued by depositors who open accounts in banks, and the banks accept them, and a handling fee of 0.5% of the face value is charged to the acceptance applicants. When the bank acceptance bill expires, if the payer's deposit is insufficient to pay, the bank should pay the insufficient part and at the same time turn this part of the funds into loans to enterprises. {In short, commercial acceptance bills may not get money, but bank acceptance bills will certainly get money. }

The above-mentioned promissory notes and bills of exchange are funds in other currencies, all of which are detailed accounts in the general ledger of other currencies. Notes receivable are accounts receivable and notes payable are short-term loans. A check can be regarded as a bank deposit.

These differences can be seen from this picture. You can tell at a glance.

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Flow chart of commercial bill: /i? ct=5033 16480。 z = 0 & amptn = baiduimagedetail & ampD2 % B5 % BB % E3 % C6 % b 1 & amp； in = 1 & amp； cl = 2 & ampcm= 1。 sc = 0 & amplm=- 1。 pn = 0 & amprn= 1

Sorry, the sample drawing is temporary, and it may be a little unclear. You can go to the bookstore to see if there is a book called Accounting Simulation, which contains all the bills, vouchers and forms related to accounting. It is also very helpful to learn accounting.

I hope my answer is helpful to you!