How to deal with Lao Lai and what to say to them?

Summarize the six psychology of "Lao Lai" unwilling to pay debts. Only by grasping the psychology of "Lao Lai" can we prescribe the right medicine and achieve the effect.

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1.

Some "Lao Lai" don't want to pay their debts because they think you are too accommodating and weak.

So he didn't take the creditors seriously, put them off if he wanted to, and didn't want to pay them back. There's nothing you can do with him anyway. At most, you will be scolded.

///Coping methods

To deal with such "Lao Lai", we must be firm and never delay! We must strictly reject the reasons such as "I will pay my debts tomorrow" and "give me some more time", and adopt the attitude of never giving up until I pay my debts today.

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2. Self-righteous

Some enterprises are in arrears with customers because customers feel that they have cooperated with you for many years and are your indispensable "parents".

Under this self-righteous mentality, the arrears are getting slower and slower.

///Coping methods

The next time you get the goods, you can directly show the advantages of cooperation with other customers and dispel their self-righteous expansion mentality.

For example, you can say that a customer took millions of goods from me again and made a payment on the same day; If there is a receipt, the bill is more convincing.

3. Not subject to legal constraints

Many "Lao Lai" feel that "non-repayment of debts" is just an ordinary civil dispute, and there is no need to go to jail in law.

So in this wrong consciousness, more and more blatant delay in debt.

///Coping methods

You need to show and explain the latest laws to Lao Lai. If you don't repay your debts, or even deliberately hide or transfer your property, you can be sentenced to a maximum of seven years in prison.

This debt is not only a civil dispute, but also a criminal responsibility.

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Adventure and radicalism

"The poor are saving money, and the more they save, the poorer they get; The rich are borrowing money, and the more they borrow, the richer they get. "

This sentence circulating in the business community means "if you want to be rich, don't be too conservative, but be brave in opening up and making progress." However, some entrepreneurs interpret "openness and enterprising" as "adventurous radicalism", fail to assess market risks, get hot-headed and take money, and end up in debt.

///Coping methods

When you meet this kind of entrepreneurial adventurer, don't lend him money easily, but also help him assess the situation and recognize the market risks.

Let it be steady and steady, turn losses into profits, and pay you back as soon as possible.

Be stingy with your money

Now many news reports show that some "Lao Lai" are very rich, with tens of millions of houses and millions of cars, but they are reluctant to pay hundreds of thousands of debts.

Mainly because it is really not easy for him to accumulate capital. He suffered for one crop and suffered for two crops, and it took him most of his youth to get these wealth. So he cherished these wealth too much, and over time, it evolved into a morbid psychology of "saving money". Giving a little money is like cutting your own flesh.

///Coping methods

These "misers" often like to cry poor. If you can find out his hidden property, you can slap him and make him ashamed to pay back the money.

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6. Rules

Some "Lai Lai" or "Lai Lai Company" follow the "law of porous black heart" and think that only with thick skin and black heart can they be invincible in today's unpredictable market. Therefore, in the face of debt repayment, I am also holding the mentality of "I would rather teach me to fail the world than teach the world to fail me".

They not only don't want to pay their debts, but also try their best to avoid debts and confront creditors by means of fake divorce, transfer of property, merger of companies and change of legal person. This makes creditors exhausted.

///Coping methods

In today's market, only by establishing honesty and being honest with others can we develop for a long time. However, these "Lao Lai" who are deeply poisoned by "Lara School" are stubborn and will not give up his set of hidden rules easily.

In the face of such a stubborn "Lao Lai", it is best to find a client or court to sue and let professionals handle it!

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Now, what are the consequences of becoming an "old lai" under popular science? Actions that can be taken against the faithless (commonly known as Lao Lai):

1, some high-consumption behaviors are prohibited, including sleeping on airplanes and trains;

2. Implement other credit punishments, including restricting loans from financial institutions or handling credit cards;

3. If the person subjected to execution is a natural person, he shall not be the legal representative, director, supervisor or senior manager of the enterprise.

compulsory execution

1. Enforce the deposit of the applied executor (Lao Lai);

2. Enforce the income of the respondent;

3. Enforce the property of the person subjected to execution, such as stocks;

4. Enforce the movable property such as the vehicle of the person subjected to execution;

5. Enforce the debtor's accounts receivable and other property;

6. Enforce the land, real estate and other immovable property of the person subjected to execution;

7. Forcing the respondent to return specific property;

8. Double the interest on the debt during the period of delay in performance, and pay the expenses for delay in performance;

9. Compulsory measures such as fines and detention;

10, entry and exit restrictions, etc.