Lend your car to a friend.

Don't lend your car to others during the Spring Festival.

Lending the car to relatives and friends is a headache for many people. On the one hand, I don't want to lend it out, but it is because of the face of relatives and friends. On the other hand, I'm worried that it will be very troublesome to borrow a car if I stumble to find my relatives and friends.

Compared with such a trivial matter as running out of oil or even cutting a small hole in the car, it is even more troublesome for the loaned car to have a traffic accident. If the car has a safety accident, it will be free from compensation, but it will be fully responsible for the destruction of the family.

Car owners are often found to be responsible for lending out their cars and think they are wronged. They kindly lent out their car. Why should they be responsible for the accident? Then let's see what to do if the lent car has an accident.

Generally speaking, the accident of lending a car should have little to do with the owner. If it is the responsibility of the car driver, it should be borne by the insurance company and the car driver first. If there are other circumstances, the owner should be held liable for compensation.

Article 49 of the Tort Liability Law says that if there is a traffic accident, the user and the owner are not the same person, and there is still responsibility, then first find the insurance company, and the insurance company can't compensate or it is not enough for the user to compensate.

But if everyone is at fault in this traffic accident, they should also be liable for compensation. Therefore, the first is to be responsible, and the second is to be at fault. The fault here is divided into four situations according to the relevant laws and regulations.

First of all, we should know what is wrong with the car, which is one of the causes of the accident. In other words, the owner knows and should know the problem of the car. If this problem may lead to a traffic accident, then the owner is responsible.

In this case, even if the relatives and friends are informed in advance that the car is faulty, it is not easy to investigate the responsibility. So remember to check the car on time and refuse to lend out the faulty car.

Second, knowing that the driver does not have the corresponding driving qualification. Be sure to know that the borrower has a driver's license and it is the driver's license of the corresponding model. You must ask the other party to show it and leave evidence. When borrowing a car, you'd better write down written evidence and mention relevant information.

The third is to know that the driver's state is not suitable for driving. Including drivers drinking, drug trafficking, drug abuse and suffering from related diseases. This is also very important when leaving written evidence to let the other party know that they are in good health.

Fourth, other acts that are found to be at fault. Including but not limited to disturbing the driver's driving. In short, it will make the judicial authorities determine that the owner is at fault.

Therefore, when borrowing a car, you must leave written evidence, no matter what the relationship is, and simply write down a few points that can exempt you from your responsibility, so that the other party knows that the other party is responsible for the accident. It's good for everyone. Borrowing the car was originally a mutual affection, but it should not be a burden to yourself.