Do you want to buy social insurance at the age of 28?

I want to buy social insurance at the age of 28.

The better age to buy insurance is actually 20-30 years old. Generally speaking, the physical quality is relatively high, more insurance products are bought, and the premium is relatively cheap. Next, let me tell you what kind of insurance you need to buy at this age.

1. Social insurance.

At the beginning, social medical insurance should be configured first. As we all know, social medical insurance is a national welfare. In order to comply with the call of the country, everyone should actively buy social medical insurance. Social medical insurance advocates universal purchase, so the price is also close to the people.

2. critical illness insurance.

Critical illness insurance is a compulsory commercial insurance. First, let's look at the following data. Lung cancer is a high-risk cancer in the elderly, and now it is younger, and the youngest is only 10 years old. Moreover, the incidence of male is higher than that of female, and the incidence of lung cancer has risen rapidly since the age of 35.

These data are warning us that critical illness insurance is not only for the elderly, so don't take chances and pay attention to your health. The earlier you buy the critical illness insurance premium, the cheaper it will be. You should do your homework and buy critical illness insurance products as soon as possible.

So, you can have a look at an article I prepared for you: "Top Ten Good Things and Critical Illness Insurance that You Must Know at the Age of 28"

3. Commercial medical insurance.

Many people don't understand the relationship between commercial medical insurance and social medical insurance. In fact, there is a certain difference.

It can be said that social medical insurance needs commercial medical insurance to be more complete. If there is a minor illness, using medical insurance can really cope; Suppose you are unfortunately suffering from a serious illness, the social security of the secondary hospital can only reimburse 40% of the expenses, and the remaining 60% of the medical expenses can only be paid by yourself. This 60% medical expense is not a small sum.

Therefore, the supplementary role of commercial medical insurance is highlighted: it reimburses the remaining expenses of social medical insurance, thus alleviating the economic tension caused by medical expenses.

I suggest giving priority to buying millions of medical insurance, mainly because the price of millions of medical insurance is close to the people, and only a few hundred dollars are needed to get millions of insurance coverage. Secondly, its coverage is very comprehensive, including operation expenses, nursing expenses, medicine expenses, anesthesia expenses and examination expenses.

Here, I will give you a million medical insurance worth buying: "28-year-old worth buying 10 million medical insurance!" 》

4. Accident insurance.

Accidents are inevitable, and accidents such as traffic accidents and accidental falls on the road at the age of 28 may also occur; It is very important to buy an accident insurance for yourself, not to mention that the minimum cost of accident insurance for one year is only 100 yuan.

In order to get a good accident insurance quickly, I also specially sorted it out: "Recommended to you at the age of 28: a large inventory of cost-effective accident insurance."

Write it at the end

I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;

I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.

WeChat official account: Xueba said that insurance costs less, buy the right insurance!