What kind of life can one live in Taiyuan with a monthly salary of RMB 10,000?

A monthly salary of 10,000 yuan is already a very high salary in Taiyuan, and most people cannot reach it. This problem needs to be divided into two situations to explain. The problem of houses is a big dividing line.

If you own a house in Taiyuan, you can almost live a free life with a monthly salary of 10,000 yuan. The salary of most people in Taiyuan should be between 3,500 and 5,000, and more than 8,000 is considered a high income. For people who own a house in Taiyuan, their monthly expenses mainly include food and travel. Most people definitely eat at home, and those who often eat out definitely don’t pay for it themselves. For travel, your family’s monthly travel expenses should not exceed 1,000. So even if you spend about 2,000 a month on food and clothing, it will definitely be fine. Therefore, with a monthly salary of 10,000 yuan, there will be a lot of surplus in Taiyuan, not to mention that the other half also has income, which will make life more comfortable.

If you don’t have a house in Taiyuan, it will be a stressful life. The normal rental expense for a year is 20,000 yuan, which averages about 1,800 yuan per month. If you have a mortgage, it will be about 3,000 yuan a month (in most cases). Including other expenses, the approximate monthly expenses are about 6,000 yuan. This does not include the cost of buying clothes and entertainment. If you have a child, the expenses will be even greater.

A monthly salary of 10,000 yuan is definitely a very high salary in Taiyuan, but whether you live well or not depends on whether you have a house. In fact, in most cities across the country, whether you have a house or not determines your sense of belonging and status in the city.

There are many kinds of life. Some people like to make friends, some like to stay at home, some like sports, some like music...

Let’s talk about the spending power of a monthly salary of 10,000 yuan in Taiyuan. Take a friend around me as an example, with a monthly salary of 12,000, and a little over 10,000, the monthly mortgage loan is 3,500, the car loan is 4,500, and the living expenses are 3,000 (including eating, shopping, parties, parking, including property heating and car insurance and maintenance, etc.). month), there is basically nothing left. If there is favor consumption (gift money), it is basically moonlight or even prepayment by credit card in advance. Life seems to have no guarantee, but what gives him confidence is that he can earn 70,000 to 80,000 yuan a year through his financial management and renting out empty houses, so that he will not have no surplus. Of course, his wife is just an employee of an ordinary public institution with a monthly salary of about 5,000. She also spends one or two thousand for personal expenses every month (buying clothes, cosmetics, parties), and the rest may be savings (they don’t have children for the time being. The reason is Money is tight and I can’t afford it). It’s also possible that all the money you saved to go out on your annual vacation is gone. (They hang out for about ten days a year).

(The original poster’s income is roughly the same, but he doesn’t know how to manage money, has big hands and feet, has no savings, and lives a very tight life. He is not as comfortable as his friends, and he doesn’t have an extra house to collect rent. Now he owes The mortgage loan and car loan are more than 800,000 yuan per month, and the salary basically covers the monthly payment, so I won’t use it for analysis)

To sum up, with a monthly income of more than 10,000 yuan, you can basically live in Taiyuan, but It's not generous either. In fact, the higher the income, the greater the expenses. Low-income people buy affordable consumer goods, while high-income people buy high-end brand consumer goods. In the end, the savings are still about the same, but the quality of life they enjoy is different.

Living in Taiyuan with a monthly salary of 10,000 yuan is very ordinary.

First of all, for homeowners, if there is no mortgage or car loan, an income of 10,000 yuan can really lead a very good life, a high-quality life!

Let’s talk about those who have a mortgage and car loan. Their monthly mortgage and car loan expenses are five to six thousand yuan, and their children’s education and food and drink for the whole family also cost two to three thousand yuan. Belong to the kind of people who make ends meet

Finally, let’s talk about the people who don’t have a house or a car. Anyone with an income of over RMB 10,000 belongs to the elite group. They all want to be a family with a car and a house. If they put that little savings into the house, they will immediately get it. Back before liberation, it was impossible to make ends meet!

I just came out as an intern, and now I am interning at Sanniu Design Office at the intersection of Jinyang Street and Pingyang. There are restaurants under the company, and they all cost more than ten yuan. It costs 40 a day, one The minimum monthly salary is 1,200, and the internship salary is not high, just more than 200 or 300. Alas, it is difficult.

A monthly salary of 10,000 yuan should be considered a medium level salary in Taiyuan, right? It’s not very high, like a house loan or a car loan. Funds for children's education, money to honor parents, money to attend friends' gatherings, gifts, etc. are all included, as well as property fees and heating bills. It all adds up. Ten thousand is really not much! Estimated calculation of Hua Bar "Personal feelings, don't comment if you don't like it"

Renting a house is 800 to 1,300 for one bedroom, 1,300 to 1,600 for one bedroom and one living room, and 1,700 to 2,500 for a two-bedroom house. It depends on what you rent. Such a house. It costs about 600 a month to eat. You won’t need so much for cooking. Clothes cost 2,000. Taking public transportation when going out, taking a taxi occasionally costs 200, and socializing costs 1,000. That's basically it. The monthly expenditure is about 6,000. Ten thousand can save some. You can also think about buying a house if you have a down payment. But after buying a house, life became difficult.

If you want to buy a car, forget about a house for the time being.

I am in Taiyuan, selling real estate, with a monthly income of tens of thousands, a fixed monthly mortgage of 3,000, a car loan of 2,500, 1,600 for the house without rent, 800 for gas, a child, little milk powder, food and drink, basically There is not much left, the car loan has been paid off, and the baby is about to go to kindergarten, so it is still tight

My younger brother is from Taiyuan, has no mortgage, no car loan, his salary has just reached the level of the question, life is very tight, and the children have a lot of expenses. There is not much left over, including raising a family, insurance for children and family members, daily work expenses, gas expenses, parking fees, etc.

First, let’s see if you have a house in Taiyuan and whether you have a mortgage loan. If you already have a house and a car in Taiyuan, and there is no loan, and it costs 10,000 yuan, it should mean that you should live a more comfortable and comfortable life in Taiyuan. If a foreigner has a house loan or a car loan in Taiyuan, then 10,000 yuan can only be said to be relative, and he can live well, but he is a bit nervous.

It costs 1,800 a year or at a discount. You have to eat, play and wear clothes. Spend at least 1,000 once every two months. Young people understand that normal messy consumption costs 1,000. If you don’t believe it, please check WeChat and Alipay. bill! Let’s talk about living expenses, aside from other things, prepare 1,000 gift money! Life is tight. Living expenses average out to RMB 1,000 a month, only about RMB 30 a day... Don't forget to have a big head! No one can go out without a car when it comes to gas money... 500 in the city and 1,000 outside the city is considered a small amount if you don’t run often! After basically calculating most of the items for the second child, multiply them by 2! This is not to mention that in a while, you will have to pay for car insurance during the New Year and the holidays! Therefore, a salary of 10,000 yuan can only be said to be less stressful and cannot be said to be good! Don’t buy a house, you can’t afford it