Free outpatient insurance on Alipay and WeChat, it smells good! It only costs a few dollars to buy medicine.

Shopping in bonus hunter is a very pleasant thing, but do you know that insurance can also be used in bonus hunter?

Search the whole network and find two kinds of outpatient insurance that can be insured for free. It only costs a few dollars to buy medicine online, and outpatient treatment can still be paid. This is pure bonus hunter.

Not much to say, get to the point, how to insure, how to settle claims, and even arrange a pit for you.

The main contents of the article are as follows:

Good medical insurance, outpatient insurance, a few dollars can buy medicine.

Micro-insurance outpatient allowance insurance, outpatient service can report tens of dollars.

It's good to be free, but remember to supplement other insurance.

Alipay Hao medical insurance outpatient insurance (experience version)

Alipay can be described as a national APP, and their platform's millions of medical insurance-good medical insurance and long-term medical care are very popular products.

But today we don't talk about millions of medical insurance. Let's talk about a product that can be used in bonus hunter-Good Medical Insurance Outpatient Insurance (Experience Edition).

1, good medical insurance outpatient insurance (experience version), you can buy medicine for two or three yuan.

Make good use of medical insurance outpatient insurance (experience version), you can buy a box of medicine for two or three yuan, and you will also mail it. Rounding is equal to no money.

You can buy medicines such as Ganmaoling Granule, Radix Isatidis, Bone Plaster and Xiaoshi Tablet, and you can also find corresponding medicines for some common diseases such as hemorrhoids, beriberi and acne.

Good medical insurance outpatient insurance provides direct payment service. No matter what medicine you buy, you will be reimbursed 80%. If you take two or three cheap pills, the expensive ones should be 10 yuan. Moreover, it is very convenient to pay only the amount after reimbursement without providing separate reimbursement materials.

Then, how to insure the free medical insurance outpatient insurance (experience version)? How to find the entrance to buy medicine?

2, good medical insurance outpatient insurance (experience version), how to insure?

First, look for the "Good Medical Insurance Life Number" in Alipay, and you can apply for the "Outpatient Insurance Experience Edition". The specific operation process is as follows:

There is a reimbursement of 2000 yuan after insurance, but the guarantee period of the experience version is very short, only 60 days, and there are still 30 days to wait, which means that the actual use time is only one month.

You can buy medicine for reimbursement after 30 days from the beginning of insurance. If you don't want to renew the fee in the future, you can cancel the appointment 10 days before the expiration, and the fee will not be deducted automatically.

The cancellation steps are as follows: Click "Booked Purchase" in "My Policy", and the page that appears will be dragged to the bottom with the words "Cancel Booking". Click "Give Up Protection" to unsubscribe successfully.

3, good medical insurance outpatient insurance (experience version), how to claim?

If you want to buy medicine, it's easy. You can find all your policies through Alipay Ant Insurance, and then you can see the entrance of direct compensation service. For details, please refer to the following process:

"Choosing medicine" means buying medicine directly, and "asking the doctor" means asking the doctor online before prescribing medicine. If you don't know what medicine to buy, you can ask the doctor first.

After placing an order, the medicine can usually be sent by SF Express on the same day, and it will arrive almost the next day. Suitable for buying some medicine that is not very urgent. If it's urgent, it may be slower to send it, and the drugstore downstairs will be faster.

In addition, the experience version of good medical insurance and outpatient insurance has a one-month waiting period, and it cannot be used at this time. You can consider joining this 100 family outpatient insurance.

Family outpatient insurance can be used as soon as it is received, which can just make up for the blank that the experience version of medical insurance outpatient insurance can't be used a month ago.

However, this requirement is aimed at old users, that is, people who have bought products such as long-term medical insurance. Family outpatient insurance, like good medical insurance, can also be used to buy medicine, but the amount is only 100 yuan.

These two claim items are the same. They are all on the My Policies page. You can purchase medicines by choosing direct compensation service.

In addition to Alipay, this platform also has this kind of free and practical insurance. Are there any other platforms?

We found the outpatient subsidy insurance for the micro-insurance platform for everyone, and then continued to read it.

Micro-insurance outpatient allowance insurance

As an insurance agent under Tencent, micro-insurance often has some types of insurance that can be insured for free, and the most practical one is micro-insurance outpatient allowance insurance.

1, micro-insurance outpatient allowance insurance, you can pay 20 yuan for going to the clinic.

As long as you go to the hospital to see the clinic, you can use the micro-insurance outpatient allowance insurance to settle claims. For example, being bitten by a dog and vaccinated can be used to lose money.

You can pay 20 for the first application, no matter how much it costs. After each application 10 yuan, the insured amount 100 yuan.

Then there is an activity, and walking can increase the insured amount. If you walk 6000 steps every day, you can exchange it for 10 yuan (once a day, you can exchange it for 6 times in 60 yuan), that is to say, the total coverage can be 160 yuan.

According to the feedback from friends who have already used it, as long as you go to a hospital above the second level (community hospitals don't have it), you can claim compensation with inspection materials such as invoices, and the compensation will be paid directly to WeChat change, which is very convenient.

So easy to use, how to insure? Where is the safety entrance?

You can use WeChat to search for "Tencent Micro-insurance" directly on the WeChat homepage. You can see "outpatient allowance" on the home page, and click on it to open the insurance entrance.

2. How to settle claims for outpatient allowance insurance of micro-insurance?

Free insurance products can't be reimbursed by themselves, so the claim is very simple.

You can roughly follow this process:

1 Take photos of invoices or download electronic files in advance, and prepare ID cards or photos;

2 Go to the claim page to select the date and type, and then upload the invoice and the front and back of the ID card (outpatient medical records are optional);

3 upload OK, waiting for payment!

Remind everyone that the coverage period of outpatient insurance is relatively short. If you don't need to see a doctor for the time being, you don't need to take out insurance, but you can take out insurance three days before you need to see an outpatient clinic, and it will take effect after use.

Although it is said to be a zero-cost bonus hunter, it may have to bear a consequence, which is to promote the continuous attack of short messages. If you can't stand this, you should buy insurance carefully.

The free version of outpatient subsidy insurance is generally used as a new user experience package. If necessary, there is also a formal version of micro-medical insurance outpatient insurance. Combined with the previous good medical insurance outpatient insurance, let's take a look at the official version of the protection.

Free is good, but it has limited effect.

If all the guarantees are available, it's not bad to go to bonus hunter. If you don't buy any insurance, it's not enough to rely on these free insurance.

So, will it be much better to upgrade the free version to the official version? How much does it cost?

We have combed the protection of Alipay and micro-insurance platform outpatient insurance, and there is not much difference in protection. You can look at this table in detail:

It can be seen that the protection of these two products is very similar. The main difference lies in the premium of 40 years old. If you want to buy outpatient insurance, you can have both.

However, we should also know that the outpatient coverage of these two products is as high as 10 thousand yuan. If something really happens, these guarantees are just a drop in the bucket.

If you are in good health and basically won't catch a cold or have a fever all year round, there is no need to buy outpatient insurance. The premium of a few hundred dollars is not much different from the cost of seeing a clinic.

Most people can afford a disease that can be cured for a few hundred dollars. They are afraid that they will need hundreds of thousands of dollars to see a doctor, and not many people can get it at once.

It is more important for everyone to buy insurance. It is more important to spend a little money to do big things. A few hundred dollars can solve hundreds of thousands of high medical expenses, such as buying a million medical insurance.

Although millions of medical insurance reimbursement threshold will be much higher than outpatient insurance, it can really handle things when it needs to pay a lot of money and use it to reimburse hundreds of thousands.

Write it at the end

I brought you two free and practical insurance products today. If you can't use it after reading it, you can open the article with a mobile phone and operate it with a mobile phone.

Most insurance procedures and claims procedures are detailed and should be easy to operate.