Where should I pay for car insurance? Can you tell me more specifically?

You can apply for car insurance at any insurance company in your city. You can also purchase insurance from relevant insurance companies online.

According to the "Regulations on Compulsory Motor Vehicle Traffic Accident Liability Insurance", starting from August 2008, all vehicles and vehicles with expired commercial insurance must purchase compulsory traffic insurance. Take six seats as an example: among them, the car insurance cost is 950 yuan, the company's non-commercial car is 1,000 yuan, the administrative non-commercial car is 950 yuan, and the business rental is 1,800 yuan. The insurance company will make the judgment based on the car sales list.

The compensation procedure of compulsory traffic insurance: When applying for compensation from compulsory traffic insurance, if there is an urban road traffic accident involving the death or injury of a third party or economic loss, the insured must first contact the 120 emergency hotline (if there is a personal injury or death). Dial the 122 traffic police number and call the insurance company’s customer service number to call the police, cooperate with the insurance company to conduct on-site inspections, and ask the insurance company to pay or advance the treatment fee according to the actual situation.

The insurance company shall, within 1 day from the date of receipt of the application for compensation, notify in writing the certification and materials related to compensation that must be produced; within 5 days from the date of receipt of the confirmation and materials, the insurance company shall, within 5 days from the date of receipt of the confirmation and materials, notify in writing whether The insurance liability is not subject to approval and the result will be notified to the insured. If insurance coverage is not covered, the reasons should be stated in writing. For insurance liability, the insurance money will be paid within 10 days after reaching the contract with the insured to pay the insurance money.

Compulsory traffic insurance is compulsorily paid by the state, and the premium is calculated based on violations and claims in the previous year. The standard premium for a 5-seater car is 950. The car damage insurance in commercial insurance is based on the car price. The higher the car price, the higher the premium will be. The three-party insurance is based on the limit. This is your choice. 100,000 and 200,000 are more common. There is also a relatively common type of insurance that does not include deductibles. If you take this insurance, the insurance company will not have an agreement on the deductible for the type of insurance you want. But not everything can be compensated.

Where should I pay for car insurance? There are many ways to deal with insurance issues. Friends who are still unclear can also go to the relevant departments for consultation.