What kind of insurance is best for the poor?

When the poor buy insurance, they must consider the budget and give priority to buying guaranteed insurance!

So, generally speaking, what kind of insurance do the poor need?

Generally speaking, the insurance that the poor need most is medical insurance, accident insurance, critical illness insurance and term life insurance.

How to configure these four types of insurance can be found in my article: How to configure these four types of insurance? Remember these points and easily buy the most practical and cost-effective insurance!

Now, let's focus on the functions of these four types of insurance.

① Medical insurance: insurance that can reimburse medical expenses. It is suggested to give priority to millions of medical insurance and solve the problem of medical reimbursement for serious illness.

Accident insurance: accidental death, accidental disability and accidental medical treatment caused by accidents can be guaranteed.

(3) Critical illness insurance: it mainly covers major diseases. Suffering from the contracted disease, you can get a sum of money.

(4) Term life insurance: If you die unfortunately or reach the standard of total disability, you can pay a sum of money. Suggestions are mainly allocated to family economic pillars.

However, before buying insurance, I suggest you pay attention to these questions before you can spend your money on the cutting edge:

1, giving priority to safeguard insurance.

The risk we need to transfer most is personal risk, and it is suggested that personal protection insurance be given priority.

2. Give priority to family economic pillar insurance.

In the case of limited budget, it is suggested to give priority to the insurance for the family's economic pillar to avoid the unfortunate collapse of the economic pillar and the family's financial difficulties.

Focus on insurance, deep blue insurance service brand, focus on the whole network insurance evaluation. We uphold the concept of "neutrality, professionalism and integrity" to help consumers choose the right products. If you have any questions about buying insurance, you can add WeChat consultation ~