Sixth grade second volume mathematics interest rate teaching plan

Students are not very clear about the related concepts in deposits, such as interest, principal, interest rate, interest = principal × interest rate× time, lump-sum deposit and withdrawal, and can't fill in certificates of deposit. Through teaching, students should be clear about related concepts and understand their meanings. The following is the "Teaching Plan of Mathematical Interest Rate in the Second Volume of Grade Six" that I compiled for you. This content is for your reference. I hope it helps you. Please pay attention! ! !

Teaching objectives of the second volume of the sixth grade math interest rate teaching plan (1):

1. Looking for information through various channels, through the process of entering life, collecting and sorting out, communicating and expressing, let students

Understand the knowledge about savings and cultivate students' ability to collect and process information.

2. With the help of percentage knowledge, through investigation, observation, discussion and analysis of quantitative relations, learn the calculation method of interest, and use the learned mathematical knowledge, skills and ideas to solve practical problems.

3. By planning financial activities, let students feel the value of mathematics knowledge in serving life and cultivate the consciousness of scientific financial management.

Teaching Emphasis: Calculation Method of Interest

Teaching difficulty: calculation of after-tax interest.

Design concept: This course not only allows students to master the calculation method of interest, but more importantly, it allows students to plan financial activities with percentage knowledge, so that students can feel the value of mathematics knowledge serving life and cultivate the consciousness of scientific financial management from an early age.

Teaching steps:

First, situational introduction

1. Question: What do you do with the money you don't need at home for the time being? Before class, arrange students to ask their parents what to do with the money that is not used at home for the time being.

Do you know why you want to deposit the money you have saved in the bank? (clear: people deposit money in banks or credit cooperatives, which is called deposits or savings. This will not only support national construction, but also make personal money safer and more planned, and increase some income. )

2. What do you know about savings? (The whole class exchanges the information they have collected)

According to the students' communication, extract the main points on the blackboard:

Interest principal rate

Multimedia show "Tell You": The money deposited in the bank is called the principal, and when withdrawing money, the money paid by the bank is called interest in addition to the principal. The percentage of interest in principal is called interest rate. The annual interest rate is called the annual interest rate and the monthly interest rate is called the monthly interest rate.

Show me the interest rate table. (omitted, the interest rate table on page 5 of this book is attached)

Teacher: What information can you get from this interest rate table? Talk about the significance of an annual interest rate of 2.52%. What do you think interest is related to? How to get interest? (Students discuss)

Write on the blackboard according to the students' answers: interest = principal × interest rate × time.

Second, teaching examples 3

1. Example 3. After reading the question, it is clear that the two-year interest rate should be the corresponding two-year deposit rate in the table, not the one-year interest rate ×2.

Teacher: What conditions do I need to know to claim interest? Would you be interested in a statement? (try to do it, modify it collectively)

2. Try teaching.

(1) Can Liangliang really get so much interest? Why? (Please explain to students who know about interest tax)

The teacher also explained: the interest earned here is pre-tax interest, also called deserved interest. However, according to the provisions of the national tax law, from June 1999 1 1, 20% interest tax shall be paid on the interest earned from savings, which shall be withheld and remitted by the savings institution. After deducting interest from pre-tax interest, what remains after tax is the interest you actually get, that is, after-tax interest, also known as earned interest. The purchase of state bonds and education savings does not pay interest tax.

What's the 20% here?

How do you think after-tax interest should be calculated? What can be counted first? How much is the interest calculated by calculator? (Students use calculators to calculate)

(2) Summary: Generally, what we take out from the bank is after-tax interest, so in most calculations, interest tax will be deducted in the end.

(3) Extension: If you ask Liangliang, how much can you withdraw when it expires? What is the meaning of "one * * *" here, and what contents it contains. (Specify how much can be withdrawn: principal+after-tax interest)

This question is for you to answer.

Third, consolidate the practice.

1. Done.

How to get interest due? How to get real benefits? (student column solution)

What's the difference between them? What percentage of interest did you earn? (Organize students to discuss)

2. Do Question 5 of Exercise 2.

Remind students that education savings do not need to pay business tax. What is the principal and interest here? (Answer by roll call and correct collectively)

3. financial management-I can do it

Q: What do you know about the savings at home? Can you tell it to everyone? Of course, don't say anything that should be kept secret. (student exchange)

Show the following questions after the students exchange (also show the interest rate table)

(1) Zhang Ming's family plans to deposit 5,000 yuan in the bank for three years. Zhang Ming's mother wants to ask the students in our class to help with the calculation. Is it worth saving for three years? Or is it cost-effective to deposit it for one year and then transfer it regularly with interest? (Students say what they think)

(2) If you have 1000 yuan, according to the actual situation of your family, how do you plan to invest? Please design a financial plan.

Fourth, the class summarizes.

What did we learn in this class? What did you learn from this lesson?

Teacher: Through today's study, I hope that students will consciously develop the habit of thrift and planning consumption, and can apply what they have learned to real life and give full play to their value.

5. Assign homework (two practical questions let students go to the bank to save money accompanied by their parents and learn about saving from practice)

1. Deposit the lucky money in the bank;

2. Find a passbook or certificate of deposit, read each column above, and find out the principal, interest rate and time. Can you calculate how much money you can withdraw after this passbook (certificate of deposit) expires?

Teaching plan of interest rate of mathematics in the second volume of the sixth grade (II) Teaching objectives:

1. Understand the concepts of principal, interest rate, interest and interest tax.

2. Master the current calculation formula of interest: interest = principal × interest rate × time.

3. Understand the main deposit methods to correctly calculate the deposit interest.

4. Understand the importance of scientific financial management;

Teaching process:

First, create scenarios to attract new lessons.

Introduce the topic of "lucky money" from the dialogue between teachers and students.

Second, contact life and understand the meaning.

1. Students introduce savings knowledge.

2. The teacher showed an enlarged picture of the deposit certificate of 100 yuan, which was put away before class. Ask the students to observe and answer: What can you learn from this certificate of deposit? We can discuss it at the same table. Students report their grades and the teacher summarizes them.

The teacher asked the students to fill out a deposit certificate according to their own ideas. Take out three comparisons:

Let the students observe these three certificates of deposit and tell them what they have in common. What is the difference?

(1) Students discuss in groups, teachers patrol and participate in the discussion.

(2) The group reports the discussion results.

(3) summary.

4. Guide exploration and establish models.

(1) Please select one of the certificates of deposit to help depositors calculate how much interest they can get after this certificate of deposit expires. Students use calculators to calculate the interest on certificates of deposit, and teachers tour to guide them. )

(2) roll call answer, teacher and student comments.

(3) Summarize the interest calculation formula.

The amount of interest is related to the principal, annual interest rate and deposit period, so what is the relationship? )

Principal × interest rate× time = interest

Ask students to observe the above three formulas.

(4) Calculate after-tax interest.

Fourth, consolidate training and explain application.

Teacher: This is our basic method of calculating interest. This method can solve some common interest calculation problems in daily life.

Consolidation exercise:

The teacher asked the following questions one by one:

(1) Aunt Zhang bought 5,000 yuan of three-year treasury bonds with an annual interest rate of 3.85%. How much interest will she get after three years? (Only in the form of columns, not counting)

(2) Uncle Zhang borrowed 7000 yuan from the bank for business, with a monthly interest rate of 0.5 1 15%. How much interest do I have to pay after 4 months? (Only in the form of columns, not counting)

(3) Uncle Li deposited 8,000 yuan in the bank and deposited it in current savings, with a monthly interest rate of 0.72%. How much interest will he get after half a year?

Verb (abbreviation of verb) class summary (let students talk about today's harvest)

Six, homework:

1, Exercise 3, 4, 5 and 6, a total of 33 questions.

2. Extracurricular exercises:

(1) Tell me how to deal with lucky money.

(2) Help Uncle Wang make suggestions.

The sixth grade mathematics interest rate teaching plan (3) teaching content:

Textbook on the substance of tax rate

Teaching objectives

1. Experience the process of understanding the meaning of taxation and solving practical problems related to "tax rate".

2. Knowing the relevant knowledge of taxation will answer practical questions about taxation.

3, understand the important role of tax in national construction, cultivate the consciousness of paying taxes according to law.

Teaching emphasis: understand the meaning of tax rate, score and percentage.

Teaching difficulty: solving practical problems about tax rate.

teaching activities

First, import

Students, have you ever heard of paying taxes in your daily life? Today we are going to learn about paying taxes.

Second, explore the experience, experience the process

1, tax payment is to hand over part of the collective or individual income to the state according to the relevant provisions of the national tax law. Taxation is one of the main sources of national income. The state will use the tax collected for the development of economy, science and technology, education, culture and national defense. Therefore, every citizen has the obligation to pay taxes. Do you know what kind of tax?

Personal income, business tax, value-added tax, consumption tax, etc. )

2. What is my conditional relationship with tax?

(Different types of taxes must be levied according to different standards, that is, different taxes have different tax rates, so the tax amount is related to the tax rate; The amount of tax is not only related to the tax rate, but also related to the amount of income. )

3. Description: The tax paid is called tax payable, and the tax payable accounts for the proportion of various incomes (sales, turnover, etc.). ) It's called the tax rate.

Discussion: What is the relationship between tax payable, tax rate and corresponding income?

(Tax rate = tax payable/income tax payable = income x tax rate income = tax payable/tax rate)

4, textbook page 10 example 3

5. Students try to answer questions independently; Teachers patrol to understand the situation and guide individual students.

The formula is: 30×5%= 1.5 (ten thousand yuan)

Student exchange: tell everyone what you think.

Third, classroom integration.

Textbook page 10 "Do it"

Fourth, summary.

What have we learned today? How does this knowledge help our life?

blackboard-writing design

tax rate

The tax paid is called the tax payable, and the tax payable accounts for the proportion of various incomes (sales, turnover, etc.). ) It's called the tax rate.

Tax rate = tax payable/income tax payable = income × tax rate income = tax payable/tax rate

Fourth interest rate

course content

The content of interest rate in textbooks

Teaching objectives

1, the process of group cooperation investigation, exchange of savings knowledge and solving practical problems related to interest rates.

2. Knowing the meaning of principal, interest rate and interest can correctly answer the practical questions about interest.

3. Understand the significance of savings to the country and individuals, and accumulate common sense and experience from savings.

Teaching emphasis: understand the meaning of interest rate, score and percentage.

Teaching difficulty: solving practical problems about "interest rate".

teaching activities

lead into/introduce

1, students, when our parents get a salary every month or sell cattle and pigs to get more money, where should parents put the money?

First, students exchange, the teacher introduced that it is not only safe to deposit money in the bank, but also earn interest.

People often deposit temporarily unused money in banks or credit cooperatives for savings. This will not only support national construction, but also make personal money safer and more planned, and increase some income. Interest is the increase after money is deposited in the bank. Today we will focus on issues related to "interest".

Second, explore the experience, experience the process

1, Question: What factors do students think are related to their interest? (student exchange)

2. Description: A. We call the money in the bank the principal. Under the same deposit period, the more principal, the more interest.

We call the ratio of interest to principal for a year or a month or a day the interest rate. Interest rates are generally different with different deposit periods.

3. Who knows more about saving? Let's talk to our classmates.

(The types of savings are lump-sum deposit and withdrawal, lump-sum deposit and withdrawal and current demand; The lump-sum deposit and withdrawal interest rates are divided into three months, six months, one year, two years, three years and five years, and the interest rates are different for different deposit periods; The current interest rate is the lowest, but it is more convenient to withdraw money at any time. )

4. How to calculate the interest?

(Calculation formula of interest: interest = principal × interest rate × time)

Note: According to the development and changes of the national economy, the interest rate of bank deposits is sometimes adjusted. Guide students to observe the deposit interest rate table published by the People's Bank of China in July 20 12.

5, textbook page 1 1 Example 4

After observing the interest rate table, students ask: Can students use their interest rate knowledge to help Grandma Wang solve the problem? Have a try.

Students try to answer questions independently, and teachers patrol to understand the situation and guide individual students.

Students act and talk about their own ideas and algorithms.

As long as students answer correctly and explain reasonably, they should be affirmed and encouraged in time.

Third, classroom integration.

Fourth, the textbook page 1 1 "Do it"

Fourth, summary.

What did we learn in this class today? What did the students get?

Verb (abbreviation for verb) homework after class

1. Teacher Li bought a national debt of 4,000 yuan, fixed for five years, with an annual interest rate of 3.8 1%. How much money can he withdraw at maturity?

2. In order to prepare Xiaodong's tuition for going to college two years later, his parents plan to deposit 10000 yuan in the bank. What kind of savings do you think is better? Why?

Annual deposit interest rate

4. 14% a year

2 years 4.77%