When you are in debt and in deep depression, don’t place your hopes on others.

Relieving debt starts with resolving the heart.

During the trough period of debt, don’t wait or rely on it. Self-help is your way to shore.

When you are heavily in debt and stuck in the trough of life, you will be confused and sad. You will be in pain, you will be very eager to get help from others, and you will even hope that pie will fall from the sky and a miracle will happen to you.

But I want to remind you that you are worrying too much. When you owe a lot of debt, there will be more people around you who will laugh at you. Don't say they can help you, don't criticize you, don't attack you, that's all considered benevolent. There are only a few who can encourage you or even lend a helping hand. Friends who once were brothers or sisters will quickly disappear in front of you. So be mentally prepared as early as possible and don’t expect too much. There may be unexpected gains, but if you place your hopes on others, that’s how it will be for the rest of your life.

When you are at a low point in your life, especially when you are heavily in debt, you can only rely on yourself. You can only save yourself in life. No matter how much debt you have, you have to pick yourself up and be down-to-earth. The only way is to work hard. As for other things, don't think about them. It will only waste your time and energy.

At this time, you have to work hard to improve your abilities. You have to understand that if you are not good, it is useless for others to help you. Others can help you for a while, but they cannot help you forever. In the end, you still have to face the pressure of life on your own. There will always be some roads in life that you have to walk on your own, especially when you are heavily in debt. If you can handle it, you will be strong. If you cannot resist it, you will be strong. Will be beaten down. So, don’t think you are miserable, think of it as a hurdle in life. You must find a way to get over it. If you get over it, you will win!

Please calm down

1. Get your "life" back first

Make sure you have a normal mentality and belief, and don't knock yourself down. Allow yourself to calmly deal with everything that may happen, such as your own psychological pressure and external collection pressure.

It’s not that you won’t pay back the money, but you don’t owe your life if you owe money. Get your own “life” back first.

2. Ensure your own free life

In the process of incurring debts, properly handle various overdue debts. Don’t rely on your own impulses, but act with emotion and reason. , Negotiate your debt issues with creditors reasonably and legally.

Be sure to avoid criminal liability in the law, such as legal liability for large overdue credit cards, actively negotiate with the bank department, and repay in installments.

Take stock of your debts, stop paying off old loans with new ones, and make reasonable plans to repay them, and deal with them step by step. You can’t eat hot tofu in a hurry. First of all, you must stabilize your job and maintain your income. At least you must ensure yourself in life, study more, and enrich yourself with side jobs.

3. As long as you can’t do it to death, do it to death

When facing debt, adjust your mentality and don’t always spend time thinking about debt. The only way is to make money to pay off debt. way out.

Many people always think about debts every day and calculate accounts every day. No matter how you calculate, you will never lose it. Therefore, sometimes you have to learn to forget debts and keep yourself in an optimistic and good mood. Mentality is the most important thing, otherwise you will not be in the mood to do things.

Forcing yourself, sometimes people can unleash a lot of potential in desperate situations. People who are in debt must grit their teeth and persevere. The dawn of victory will always be ahead.

Only the amount of hardships you have experienced and endured can you enjoy the amount of applause and achievements.

Those in debt, keep going!