I have100000 yuan in my hand. How can I invest it?

Hello, my friend. Nice talking to you. Here I will talk about my experience in this field. You can invest in capital, stocks, funds, spot, futures, insurance and works of art. At the same time, we should learn more communication, so that we can experience the fun of investment and the return of funds while increasing our knowledge.

Physical investment in goods, such as goods bought and sold in small stalls, is low in cost and low in risk, so it can be considered.

Financial products: stocks, funds, foreign exchange, futures, fixed investment of funds, dividend insurance and spot. The stock market is risky. Recently, the stock market is depressed and the economic development is a little inflationary. It is suggested to find a powerful securities company with little or no investment. The risk of fixed investment of the fund is lower than that of the stock market, which belongs to growth investment. It can be fixed every month and the income is considerable. However, due to the consolidation of the stock market, it is recommended to invest moderately. Dividend insurance is stable and has less risk. Generally, dividends are paid annually, with average income and long cycle time. If you are not in a hurry to use money, you can invest some in moderation. The spot risk is small, the investment is small, the price difference is earned and the time period is short. Short-term investments are mainly foreign exchange, futures and spot. Foreign exchange and futures have high risks and high returns, and the leverage ratio is relatively large, and some even exceed 1:500. Short-term benefits are significant. The disadvantage is that the risk is not easy to control, and small funds are easy to explode. It is suggested to invest as little as possible or not. Spot can now be divided into gold spot and agricultural and sideline products spot, energy spot and medicinal materials spot. Spot gold, China can do is the agent of London Gold Exchange, trading 24 hours a day. Due to the high price of gold and high investment threshold, it is affected by the international gold price and the exchange rate of the US dollar. At the same time, it should be noted that as investors, we buy and sell contracts in order to earn the price difference of spot gold, and we don't really want to buy gold, so it is also risky, not to preserve value. It is recommended to buy some or not according to your own affordability. Spot agricultural and sideline products and medicinal materials have low investment threshold, low risk and easy control. The 20% margin system is mainly aimed at the domestic commodity market and is generally unaffected by international news. Suitable for short-term investment by investors who try for the first time. It is recommended to invest more.