Joke Collection Website - Talk about mood - Can the provident fund loan be repaid in advance?
Can the provident fund loan be repaid in advance?
1. Can the provident fund loan be repaid in advance?
Provident fund loans can be repaid in advance, but the lender can only apply to repay part or all of the loans in advance after repaying the principal and interest of the loans for six months every month, and the minimum amount of prepayment is not less than 1 10,000 yuan. In this case, the liquidity of the lender is bound to decrease a lot, and it may be stretched to the limit if it is in urgent need of funds.
Second, how to repay the provident fund loan
1. Compared with commercial loans, the loan interest rate of provident fund loans is relatively low. However, when handling provident fund loan procedures, applicants are generally required to apply for bank cards for repayment. So when you repay, you can deposit cash in the bank card for repayment, and the repayment amount will be automatically deducted on the repayment date.
2. In addition to cash repayment, online bank transfer can also be used for repayment, but the repayment date must be before the repayment date. In addition, because the loan interest rate is different every year, everyone can change the repayment amount according to their own economic conditions, apply this month and implement it next month.
3. The lender must repay the loan on the repayment date agreed in this contract. If you don't know the repayment date, you can call to find out the specific repayment date and amount. If the lender fails to repay the personal loan within the time limit, you need to pay extra penalty interest, so be sure to know the specific repayment date and amount before repayment.
Summary: The related content of whether provident fund loans can be repaid in advance is introduced here for everyone, hoping to help friends in need. Buying a house with a provident fund loan saves a lot of trouble for many buyers, but when applying for a loan to buy a house, everyone should choose the repayment method according to their personal economic situation so as not to cause too much economic pressure on themselves.
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