2021 Treasury Bond Issuance Time and Interest Rate in December

According to the Ministry of Finance’s 2021 fourth quarter savings bond issuance schedule, the country did not issue treasury bonds in December. It issued treasury bonds at two times on the first day of the fourth quarter of this year, namely on October 1. November 10th and November 10th.

1. National bonds are bonds issued by the state and are a type of government bonds issued by the central government to raise fiscal funds. It is a credit and debt certificate issued by the central government to investors, promising to pay interest within a certain period of time and repay the principal upon maturity. Since the issuer of treasury bonds is the state, they have the highest credibility and are recognized as the safest investment tools.

2. National bonds are bonds issued by the state and are a type of government bonds issued by the central government to raise fiscal funds. It is a credit and debt certificate issued by the central government to investors, promising to pay interest within a certain period of time and repay the principal upon maturity. Since the issuer of treasury bonds is the state, they have the highest credibility and are recognized as the safest investment tools.

3. The meaning of national debt

Treasury bonds, also known as national public bonds, are claims and debts formed by the country by raising funds from the society based on its credit and in accordance with the general principles of bonds. relation. Treasury bonds are bonds issued by the state. They are a type of government bonds issued by the central government to raise fiscal funds. They are credit and debt certificates issued by the central government to investors and promise to pay interest within a certain period of time and repay the principal upon maturity. Because The issuer of treasury bonds is the state, so it has the highest credibility and is recognized as the safest investment tool.

IV. Classification of Treasury Bonds

Treasury bonds include bearer treasury bonds, certificate treasury bonds, bookkeeping treasury bonds and electronic savings treasury bonds. Among them, bearer treasury bonds are suitable for purchase by financial institutions, and book-entry treasury bonds require opening a securities account to purchase, so here we mainly talk about the remaining two types, which are certificate-type treasury bonds and electronic treasury bonds that everyone is grabbing. Certificate-type treasury bonds

Certificate-type treasury bonds are used as proof of creditor's rights in the form of treasury bond collection vouchers, and they cannot be marketed, circulated and transferred. During the holding period, you can redeem it in advance at a bank outlet. Its advantage is that there are many sales outlets, it is more convenient to purchase and redeem, and the procedures are simple. Secondly, it can be reported as lost, and the security of holding it is very good.

5. In terms of interest rates, the interest rates on certificated government bonds are one to two percentage points higher than those on bank deposits over the same period. If you want to buy certificated treasury bonds, you need to go to a bank branch. The author believes that certificate-type treasury bonds are more suitable for investors who have little understanding of financial management and low risk tolerance. They are very suitable for buying them as savings for uncles and aunts.

6. Electronic treasury bonds. Compared with certificate treasury bonds, the purchase of electronic treasury bonds is more convenient. You only need to open a "Treasury Bond Custody" account at the bank counter, and then you can purchase it at bank branches, mobile banking or online banking.

In terms of interest rates, the tiers are as follows: no interest will be paid for early redemption within 6 months; interest will be calculated based on the coupon rate and 180 days of interest deducted for 6 months and 24 months; interest will be deducted for 24 months and above If the second term is held for less than 36 months, the coupon rate will be calculated and 90 days of interest will be deducted; if the second period is held for 36 months but less than 60 months, the coupon rate will be calculated and 60 days of interest will be deducted.