Please tell us why so many people say that insurance is a lie.

Your feelings are understandable, but it is not easy for insurance to survive for a century by cheating. Besides, which country has set up a fraud (insurance) company and given strong policy support?

On the other hand, it is true that some salesmen of some companies fool customers or even deceive them, resulting in the final loss of customers, but that is not the company's behavior, but the professional ethics of individual agents. Let me explain to you again that the relationship between the agent and the insurance company is not an employment relationship, but an agency relationship, so some practices are difficult to control. If you are really hurt by insurance, I suggest you use the law to protect your rights and don't follow suit. The law will protect your rights and interests.