What are the characteristics of cancer insurance?

Cancer insurance mainly has the following characteristics:

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MSO- Paging: Widow-Orphan; Text alignment: alignment; Text alignment: between ideographic characters; "> Cancer insurance also belongs to the category of critical illness insurance, which is an insurance for cancer payment. Unlike the critical illness insurance with strict health notification (partners with severe hypertension, heart disease and diabetes are generally refused insurance), the health notification of cancer prevention insurance is not so strict, and it is easy to buy through underwriting. & ltp style = " margin-top:0.0000 pt； Right margin: 0.0000 pounds; Margin-bottom: 0.0000 points;

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MSO- Paging: Widow-Orphan; Text alignment: alignment; Text alignment: between ideographic characters; "> So what are the tips for insurance? Sister Xue gives you some advice: "What are the tips for health notification when you are insured? 》& ltp style = " margin-top:0.0000 pt； Right margin: 0.0000 pounds; Margin-bottom: 0.0000 points;

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MSO- Paging: Widow-Orphan; Text alignment: alignment; Text alignment: between ideographic characters; "> Because cancer prevention insurance only provides protection for cancer, the price will be lower than that of critical illness insurance, which is more suitable for some people who want to add insurance. Cancer insurance is divided into the following categories according to the guarantee period:

1. one-year cancer prevention insurance. This kind of insurance is only for one year, and it will be renewed when it expires. The premium is proportional to the age, and there is still the risk of stopping selling. The cost performance is not high. It is not recommended that you choose one-year cancer insurance.

2. Regular cancer prevention insurance. In other words, most of the insurance for a specific period of time or a specific age belongs to consumer insurance, and the premium is not expensive. Regular cancer insurance is recommended for everyone to buy.

3. Lifelong cancer prevention insurance. This kind of insurance will cover death, and the premium will be refunded whether you are sick or not. No one can predict the illness, but people will die, so life-long cancer prevention insurance is more cost-effective, but it is a bit expensive and can be purchased conditionally.

There are so many anti-cancer insurance products on the market, how do you know which one is suitable for you? I'll teach you how to choose! Poke the link below to view: "What is anti-cancer insurance and how to buy it? 》

In addition, I will tell you about the precautions for buying cancer insurance:

1. Most cancer insurance products need to provide physical examination, and some online cancer insurance products don't need it, but we can't take chances and deliberately hide our physical condition. Once the concealed medical history is found out, the insurance company may do the following acts: increase the insurance rate, terminate the insurance contract or directly refuse to pay compensation.

The shorter the waiting time, the better. Cancer insurance has a waiting period for illness, usually ranging from 30 days to 360 days. Only after this waiting period can you claim for compensation. Regarding the waiting period, there is also this knowledge that needs to be understood: "The insurance company will not pay during the waiting period? If you don't understand, you will suffer! 》

3. Choose cancer insurance products with loose health information, which will be more friendly to consumers with some minor physical problems.

Write it at the end

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