What are the differences between old-age insurance?

Endowment insurance for enterprise employees is different from flexible employees.

Different contents: Flexible employment social security actually belongs to employee social security, but it usually only includes employee pension insurance and medical insurance, while employee pension insurance usually refers to a separate pension insurance, which is paid by the unit together with social security, rather than separately.

Payment is different: when flexible employees pay social security, all expenses need to be borne by themselves. Normal enterprise employees only need to bear the personal part when paying employee social security, and the proportion is relatively low.

3. The retirement age of women may be different. According to the current regulations, the retirement age of female flexible employees in many areas is 55 years old, and they can retire at the age of 50 under special circumstances, which is subject to local regulations.

Finally, talk about the pension received after retirement. If flexible employees pay employee pension insurance and enterprise employees pay employee pension insurance, the payment base is the same, the payment period is the same, and the retirement time is the same, then the amount deposited in individual pension accounts is the same every month. Regardless of other factors, the amount of pensions received after retirement in the same area is the same, which does not mean that enterprises pay pension insurance for employees, and they receive more pensions after retirement.