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Should I buy a house after 90?
Whether you are born after 90 or 00, you can buy a house as long as your own conditions permit.
After 90, the earliest is 30, and it has been several years since graduation. The latest one is 2 1, which should still be in college. But for buying a house, there are several humble opinions:
1, considering the cost of buying a house, one is the down payment cost, so you can't invest all your assets, that is, for example, if you have 200,000 yuan, you need to spend hundreds of thousands to buy a house. The second is the monthly supply capacity, ensuring about one-third of your own, and trying not to exceed one-half. For example, an income of 8,000 and a monthly payment of 3,000-4,000 are acceptable.
2. Thinking about the purpose of buying a house Whether it is a boy or a girl, I think buying a house is not linked to marriage, but to life. I want to have a comfortable house to live in, so that's enough. Don't take this as a constraint or a hard condition.
3, the choice of buying a house, try to consider some transportation development and education, not necessarily now, because it may take two years to buy a house normally, that is, you can plan the next five years, and the area you buy has development value, such as supporting subway planning and education. Of course, rich people can buy whatever they want, haha.
Under certain conditions, buying a house can actually promote your efforts. After all, with mortgage pressure, I won't give up my job, and I won't spend all my money.
The above is personal advice, I hope it will help!
For families, the house is the source of life security. The family has no fixed place to live, and they all depend on the landlord to live. Once they move home, they will take off a layer of skin. Family conflicts and insecurity can really exhaust a person's energy. After a long time, it is easy to lose the happiness of life!
For individuals, the house is the precipitation of personal ability. If a person can buy a suite for a suite, to a certain extent, it means that either the individual has a certain ability to earn money or the family has a certain amount of capital savings; At the same time, it also means that people are willing to save money in terms of personal financial management!
For work, the house is a symbol of job stability. If a person has a house in the city where he works, it is also an indirect manifestation of job stability for leaders. My leader often tells me that people with fixed income have perseverance, and people with monthly payments are under pressure to make you dare not give up your job casually; For those who have no monthly payment, at least you have a house in this city, and the probability of leaving this city is relatively low!
At that time, not every post-90s generation should buy a house. It should be decided by individuals. If they can unswervingly save money and find a better direction of capital investment, buying a house is not necessarily the best way.
But if you are a boy and your other half wants to have a house, please don't blame her wrongly. In fact, for life, shelter is really the most basic guarantee of life. You can be smaller and poorer, but at least you have your own "home"!
There are also many people who buy houses after 90. There are also many renters. Whether you buy a house or not depends on your actual situation. Buy if you have enough money, and rent if you don't have enough!
Benefits of renting a house:
Renting a house in the real estate market has become a very common way of life, especially for people who work outside. If the company does not provide accommodation, it must rent a house. Therefore, there is great flexibility in renting a house. Renting a house also requires a large amount of cash in one lump sum, and the funds can be used for other investments. In addition, it can also avoid risks such as house depreciation and repayment. Moreover, the quality of life will not be reduced because of buying a house, and there is no need to buy furniture, home appliances, decoration, etc. when renting a house. And you can save a lot of money.
Benefits of buying a house:
Having your own house makes you feel more belonging. After buying a house, you can own your own property, and you don't have to worry about encountering problems such as the second landlord. It is also a long-term investment. Besides, I have a permanent residence. In the future, the child's account can be directly implemented, which is convenient for going to school. I don't have to worry about the school selection fee. It is also convenient to take care of the elderly when they are at home.
Suitable for renting a house:
Generally speaking, young people entering the workplace, people with relatively high job mobility, people with unstable income and people with insufficient funds are more suitable for renting houses. Because renting a house can guarantee the liquidity of funds, you don't have to worry about repaying the loan on time every month after buying a house. Others want to use their own funds for other investments. Once they buy a house, it is tens of thousands of transactions, which involves the question of whether there is still activity funds.
People suitable for buying a house:
Now there is a common word in real estate called "just need", that is, people who are ready to get married, have paid the down payment, have loose funds and have a stable income, which is also the main group of people buying houses in the real estate market at present. Secondly, the demand for improvement and people who want to invest in real estate. Such people have abundant funds, stable income and high income, and buying a house will not change their quality of life.
The question of whether to buy a house after 90 has been puzzling most young people.
With the improvement of people's material life, people are eager to own their own house in the city where they work. In some places, with the improvement of material life, getting married requires a house in the city.
In my opinion, there is absolutely no need to buy a house because of marriage. Most of us after 90 are pursuing freedom, yearning for poetry and the distant generation. Isn't this bad luck? Why restrain yourself for a house?
Someone is saying that my girlfriend won't marry me if I don't buy a house. Speaking of which, I can only hehe. If the family conditions are relatively rich, it doesn't matter much whether you buy it or not. If the family conditions are not good, you still have to buy it. Your elderly parents patched together to help you make up the down payment, and you still have to pay the down payment every month. Do you want to see your elderly parents begging for money to make up your down payment? Should I work to make money and pay the down payment?
Comrades who insist on buying a house and getting married, you should focus on whether your girlfriend marries you for the house or loves you.
In my opinion, the problem of buying a house is to buy it if conditions permit, and not to buy it if conditions permit. I have no condition to buy it, not only because I have suffered for myself but also for the people I love. I have to use Weibo's salary to pay off my mortgage every month. I can't bear to eat clothes for a month and dare not get sick. This is just enough for my basic expenses. When I see a good opportunity, I dare not jump ship easily, let alone travel.
For families, the house is the source of life security. The family has no fixed place to live, and they all depend on the landlord to live. Once they move home, they will take off a layer of skin. Family conflicts and insecurity can really exhaust a person's energy. After a long time, it is easy to lose the happiness of life!
For individuals, the house is the precipitation of personal ability. If a person can buy a suite for a suite, to a certain extent, it means that either the individual has a certain ability to earn money or the family has a certain amount of capital savings; At the same time, it also means that people are willing to save money in terms of personal financial management!
For work, the house is a symbol of job stability. If a person has a house in the city where he works, it is also an indirect manifestation of job stability for leaders. For those who pay monthly, the pressure makes you afraid to give up your job casually; For those who have no monthly payment, at least you have a house in this city, and the probability of leaving this city is relatively low!
At that time, not every post-90s generation should buy a house. It should be decided by individuals. If they can unswervingly save money and find a better direction of capital investment, buying a house is not necessarily the best way.
But if you are a boy and your other half wants to have a house, please don't blame her wrongly. In fact, for life, shelter is really the most basic guarantee of life. You can be smaller and poorer, but at least you have your own "home"!
Thank you for your recommendation. I think buying a house should be evaluated according to the actual situation. Of course you can buy it if you have the ability!
After 90, I have reached the age of 30. According to the present post-90s and post-90s, the youngest is 25 years old. Most of them have graduated and entered the work track, reaching marriageable age. As a problem that life has to face, if they have the ability to buy a house, of course they can buy a house.
First of all, owning your own property makes you feel more belonging. If you own your own property, you don't have to worry about meeting the second landlord, and you don't have to worry that decorating according to your own preferences is a waste, which can also be regarded as a long-term investment. Besides, I have a permanent residence. My child's account can be directly implemented in the future, and the surrounding facilities are convenient. It is also convenient for children to go to school, so there is no need to worry about the cost of choosing a school. It is also convenient to take care of the elderly when they are at home.
Another important role is to be recognized by the mother-in-law. At present, the ratio between men and women is unbalanced, and most married mothers ask for new houses. This is a necessary condition for the post-90 s who are ready to get married, have paid the down payment, have loose funds and have stable income. This is also the main group that just needs to buy a house in the real estate market.
Of course, there are also many families with good conditions who just want to further improve their quality of life and secondly want to invest in real estate. Such people have abundant funds, stable income and high income. Buying a house will not change their quality of life, so of course they can invest in buying a house.
Similarly, the conditions are not allowed and don't be forced!
If you are not strong enough to take this risk, don't take risks rashly. Nowadays, many young people do not earn much by themselves, and the down payment is made by their parents. Overloaded mortgages make them breathless and have no ability to resist risks. Be cautious about buying a house!
Generally speaking, if you want to buy a house, you must consider in advance whether you can bear the pressure of "sky-high housing".
If you can't afford it, but want to have your own independent space, you can go to some cost-effective cities or choose to rent a house. Nowadays, many cities can live a comfortable life by renting a house, with little pressure.
Buying a house is not equal to a successful person. Buying a house or not does not mean whether a person is successful enough. The way to success is not measured by whether he owns a house or not. And the post-90 s generation is only that year, and the future can be expected. It's only a matter of time before he owns the house!
As a post-90s generation, I definitely hope to buy a house!
For families, the house is the source of life security. The family has no fixed place to live, and they all depend on the landlord to live. Once they move home, they will take off a layer of skin. Family conflicts and insecurity can really exhaust a person's energy. After a long time, it is easy to lose the happiness of life!
For individuals, the house is the precipitation of personal ability. If a person can buy a suite for a suite, to a certain extent, it means that either the individual has a certain ability to earn money or the family has a certain amount of capital savings; At the same time, it also means that people are willing to save money in terms of personal financial management!
For work, the house is a symbol of job stability. If a person has a house in the city where he works, it is also an indirect manifestation of job stability for leaders. My leader often tells me that people with fixed income have perseverance, and people with monthly payments are under pressure to make you dare not give up your job casually; For those who have no monthly payment, at least you have a house in this city, and the probability of leaving this city is relatively low!
At that time, not every post-90s generation should buy a house. It should be decided by individuals. If they can unswervingly save money and find a better direction of capital investment, buying a house is not necessarily the best way.
But if you are a boy and your other half wants to have a house, please don't blame her wrongly. In fact, for life, shelter is really the most basic guarantee of life. You can be smaller and poorer, but at least you have your own "home"!
Xiaoyu thinks it has nothing to do with age, but only with your needs, wealth and repayment ability!
It is best to buy a house when you need it! If you just need it, there is nothing wrong with buying a house at any time, because your house is really for living. Don't fantasize about buying a house at the lowest point, it's a rare thing. Any economist can only say that he bought at a relatively low price, and no one can say that he can accurately hold the lowest point.
The world is so big, don't you want to see it?
The question of whether to buy a house after 90 has been puzzling most young people.
With the improvement of people's material life, people are eager to own their own house in the city where they work. In some places, with the improvement of material life, getting married requires a house in the city.
In my opinion, there is absolutely no need to buy a house because of marriage. Most of us after 90 are pursuing freedom, yearning for poetry and the distant generation. Isn't this bad luck? Why restrain yourself for a house?
Someone is saying that my girlfriend won't marry me if I don't buy a house. Speaking of which, I can only hehe. If the family conditions are relatively rich, it doesn't matter much whether you buy it or not. If the family conditions are not good, you still have to buy it. Your elderly parents patched together to help you make up the down payment, and you still have to pay the down payment every month. Do you want to see your elderly parents begging for money to make up your down payment? Should I work to make money and pay the down payment?
Comrades who insist on buying a house and getting married, you should focus on whether your girlfriend marries you for the house or loves you.
In my opinion, the problem of buying a house is to buy it if conditions permit, and not to buy it if conditions permit. I have no condition to buy it, not only because I have suffered for myself but also for the people I love. I have to use Weibo's salary to pay off my mortgage every month. I can't bear to eat clothes for a month and dare not get sick. This is just enough for my basic expenses. When I see a good opportunity, I dare not jump ship easily, let alone travel.
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