Does driving into a luxury car mean ruining your life? what do you think?

Now that our overall living standard has improved, there are more and more private cars on the street, and more traffic accidents are inevitable. What should I do if I accidentally meet a luxury car on the road? Will it really ruin my life? Let's find out.

At present, there are more than100000 cars on the road. After all, people who run for their lives still account for the majority. Although ordinary vehicles account for the majority on the road, there are also some luxury cars. Everyone should understand that there is no shortage of rich people at any time, which is very realistic. Although we usually have a small chance of hitting a luxury car, there is really no shortage of such examples in life, which is unfortunate and helpless.

If you unfortunately collide with a luxury car, is it really over? In fact, this is not all right, mainly depends on the division of responsibilities. It's easy for a luxury car to hit you. I don't have much responsibility. Naturally, there is no corresponding compensation amount. If both of them are responsible for the accident, it should be no problem to get insurance, provided that the amount of insurance you buy is large enough, otherwise you may pay part of it yourself.

The most terrible thing is that you take full responsibility for the accident. To be honest, it's still a little scary. If it is a minor scratch, you can take insurance to solve it. If the car body is badly damaged, it may be a big deal for yourself. Generally, the spare parts of luxury cars are expensive, and the maintenance cost is also high. I believe everyone should know this.

If you hit a luxury car, you should contact the insurance company at the first time. After all, this is the most effective method. The insurance company will make corresponding compensation according to the policy you bought, so the amount of the three insurances is very important at this time. If the amount you buy is1100,000 or even higher, it will be good. If it is low, I'm afraid it's a catastrophe.

I have a low insurance coverage and have never bought insurance without deductible. To tell the truth, I can hardly afford the compensation for luxury cars. I believe that most car owners can't bear hundreds of thousands of millions of expenses at any time. Although it is impossible to ruin their lives, it is definitely a major blow.

When you meet a luxury car, try to keep the distance between cars, and hide if you can't afford it. We still need to develop good driving habits in our daily life, which is the real king. In addition, we should pay attention to the corresponding insurance. After all, this is our last guarantee. Dear riders, have you ever encountered such a thing? Please leave a message for discussion.

Does driving into a luxury car mean ruining your life? what do you think? Some time ago, a female classmate accidentally hit a Ferrari while riding a bicycle, and the maintenance price was 200,000 yuan. There is also a van scraping Rolls-Royce maintenance price, more than 500,000. In fact, the accidents of scraping with luxury cars are constantly being released, so does it mean that hitting a luxury car ruined your life?

In fact, the accident is still to be divided into responsibilities. If it's yours, all or the main responsibility hits a luxury car, then you need to insure it in time. This kind of private chat is difficult to solve the problem, and the maintenance cost of luxury cars is very high. If you scrape a high-end luxury brand car for your own reasons, then contact the insurance company at the first time, call the traffic police and divide the responsibilities.

If a luxury car hits you, you don't have to worry at all. This is his responsibility. He will be responsible for repairing your car. If the scratch is not serious, then it is very likely that the luxury car owner will spend a lot of money to chat with you privately and may even bargain.

If you are mainly responsible for hitting a luxury car and haven't bought insurance, it should be the saddest thing. If you need to pay someone to repair the car, it is still a great blow to the individual. The maintenance cost of luxury cars is very high, especially some imported rare models, which can even be described as sky-high maintenance cost.

It is still necessary to buy insurance when driving. Although it is not necessary, once used, it can play a very important role. Personally, it is necessary to add three commercial insurances and one without compensation. It is necessary to buy more insurance within your tolerance.

In the process of using the car, you still need to obey the traffic rules to avoid accidents. No matter who is responsible, it will definitely affect the convenience and mood of our travel.

If you encounter some luxury cars while driving, you can appropriately increase the safe distance and drive carefully. Some friends like to take pictures and do some distractions when they meet luxury cars. Accidents are prone to occur at this time. So be careful.

CMC Cheyouhui, happy heart, happy trip, making friends, driving, photography, cross-country and drifting, is a wonderful organization of China Automobile Club! Welcome to join CMC Cheyouhui family!

In fact, when I communicate auto insurance with my customers, I always ask him a word. Do you know how many luxury cars are running on the road now? If they get stuck in a luxury car, the maintenance cost will be tens of thousands or even hundreds of thousands. You may not be able to solve the problem by selling the car, so you must buy yourself full three liability insurance. Once a risk occurs, the insurance company will take the risk and reduce your driving pressure on the road.

Speaking of the topic just now, it is not unusual to meet a luxury car and ruin your life. Now we often find cars meeting in newspapers on TV. For example, it is not uncommon for Bentley to go bankrupt, because once these luxury cars have an accident, the maintenance cost is hundreds of thousands or even millions. Many ordinary families simply cannot afford the only way to solve such risks, that is, to solve similar risks by purchasing senior three liability insurance.

Now as long as I apply for auto insurance with my customer, I will tell him that your three liability insurance should be at least 500 thousand, and then you can 1 10 thousand if you have the ability. In this way, no matter what risks you encounter on the road, at least you don't have to bear them yourself, because the three liability insurance is to pay for the property and personal injury of a third party caused by traffic accidents.

First of all, I make my attitude clear. I firmly support legislation to promote the introduction of luxury car accident insurance. (The luxury car accident insurance I'm talking about here means that when a car accident happens, the other owner has bought a higher amount of three insurances, such as 50w, without serious traffic violations, and the part that exceeds the amount of three insurances is paid by accident insurance. )

I want to say a few reasons in detail as much as possible:

1. The current mode of transportation is more to ensure traffic efficiency and deal with accidents quickly, but not suitable for ordinary-luxury car accidents.

At present, illegal acts are actually divided into several levels.

The highest level is to investigate criminal responsibility, such as drunk driving, drug driving, speeding (endangering social order) and so on.

Sub-high-grade is a serious illegal act, but there is no criminal responsibility, such as driving without a license, drunk driving and obvious speeding (more than 20%)

Thirdly, it is a very clear illegal act, such as running a red light, pressing the line, driving in the opposite direction and so on.

Finally, there is a minor right-of-way dispute, which may not involve violation of the law, such as not leaving enough space when changing lanes, making it impolite to go straight at intersections, and so on.

From this classification, we can see that when the first three kinds of illegal acts occur, the current rules for determining responsibility are basically reliable. If an obvious illegal act leads to an accident, then you should be responsible, and this kind of act is very evasive. As long as you drive honestly, you won't commit it. However, the fourth category is different. Road right disputes are often misjudgments or observation errors when driving, which are not as easy to avoid as the first three categories. For example, as long as you don't want to drive illegally, you can almost certainly do it, but when changing lanes and turning around, it is much more difficult to judge whether there is enough space to complete the action very accurately. If the other party does not slow down or even accelerate at all, then the accuracy of judgment is too high, and it is almost impossible to make mistakes forever. So the country also requires every driver to buy compulsory insurance.

And when you really get on the road, all kinds of accidents will happen, such as driving on a one-way street, and the car in front just won't go. What should you do? Wait? This is a correct but unrealistic answer. Maybe the person in front of the car has got off, or the car is broken? If all cars choose to wait, the road will be paralyzed. Then you can only choose to bypass. If it is a dotted line, you bypass the car in front and collide with the car opposite because of the poor line of sight. You are fully responsible for the dispute over road rights. If it is a solid line, you still drive in the opposite direction. The other Rolls-Royce, you are fully responsible, and you are awarded 2 million. Are you still convinced that you are bankrupt? For example, if a pedestrian crosses the road, you change lanes in an emergency, hit a luxury car, and everything is gone. Is this really appropriate?

Why is there such a ridiculous thing? The reason is that the current series of systems are designed to deal with daily accidents quickly. For example, if two ordinary family cars have an accident, no matter who is responsible, it is nothing more than a small matter of premium plus hundreds of dollars in the second year, which can naturally be divided simply and rudely. However, millions of claims, bankruptcy compensation, and behaviors that are easy to cross the border in the real driving environment are the basis of liability, and there is no compulsory total compensation insurance like abroad. There must be something wrong with this.

Author, try one and tell everyone the result. This is really a lot.

Is Wuling a luxury car?

In fact, paint can be sprayed seamlessly in a small workshop, and it is not necessary to send paint from abroad. But these cars sell high added value, so they have to pay the original maintenance fee for being scratched by cloth. Actually, it's a little blackmail, though reasonable.