Find a joke: probably the ship is going to sink and passengers are unwilling to jump. The captain said to Germany, "This is an order. Tell the Americans that you are insured."

A seagoing ship broke down. There are captains, Englishmen, Americans, Frenchmen and Germans on board.

The situation is urgent, and there are five lifebuoys on board. The captain tried to persuade them to abandon the ship and escape, but they were too scared to try.

So the captain told the British that it was a sport, the French that it was romantic, the Germans that it was an order, and the Americans that you were insured. So they were all saved.

In the United States, insurance is an indispensable part of people's lives, whether it is the head of state, celebrity masters or ordinary people. Like diet and housing, it is a necessary part of survival. Life expectancy, medicine, houses, cars, cruise ships, furniture, etc. They are all insured. They are like fences, forming a ring around you.

Modern society is a colorful and diversified society. While enjoying her prosperity and wealth, everyone deeply feels the uncertainty of personal future and the existence of various risks. Insurance can be used as savings, investment income or dividends, even if there is an accident, you don't have to pay for it yourself. Buying insurance has become an indispensable choice for most modern people.