Is it shameful for parents to help pay the down payment?

First of all, it depends on how much down payment you have made and how many years you have worked before you can judge whether it is shameful for your parents to help pay down payment.

If you have just worked for three years, no matter how much the down payment is, it is not shameful to ask your parents to help you with some down payment, because you have just gained a foothold in the workplace after working for three years and your salary has just improved. At this time, it is definitely impossible for your parents to make their own down payment. At this time, it is not shameful for your parents to support you. At least you haven't had moonlight every month for three years, and you have some money to buy a house. This is ...

And if you are a social intermediary who has worked for about six years and want to buy a house at this time, the house is not a first-tier city, but you can't even afford the down payment, which is actually quite shameful.

Xiaoke lives in a second-tier city with her husband and two children. The house price here is a little over 10,000. Xiaoke plans to buy a house this year, and we will pay the down payment ourselves. We don't want to use the old people's pension money. The down payment is small but there are also tens of thousands. We may borrow some money. But I never thought about using old people's money.

Xiaoke's husband's annual salary is about 1 1.2 million. We want to rent a house for our children to go to school and eat and drink in Lazar, but we have saved a down payment of 300,000 yuan for six years. Although we are a little poor, we don't feel bitter and have no place to save flowers.

When we got married, there was only 3000 yuan left in his bank card. After less than six years of marriage, the family expenses can still reach 300,000. If you work alone for six years, if you can't even save a small sum of money to pay the down payment in a second-tier city, then you really feel ashamed.

Parents have the obligation to support us, but they didn't say they would support us for life. Their money is really hard-earned money. You can't patronize yourself and throw all the pressure on the elderly. Have you ever thought that every penny you take may be saved by the old man through his teeth?

Don't use old people's money if you can.