The electric car hit my car, I will pay for it! why is that?

1. Battery cars belong to the disadvantaged party, or are called disadvantaged groups.

2. If there is an express provision, Article 76 of the Road Traffic Safety Law, if a traffic accident occurs between motor vehicles, non-motor vehicles, or pedestrians, even if the motor vehicle has no fault, it must bear responsibility. There is just a limit, the responsibility does not exceed 10.

3. Only when a non-motor vehicle driver or pedestrian intentionally collides with a motor vehicle and a traffic accident occurs, the driving party can be exempted from civil liability. To put it nicely, it fully embodies the people-oriented approach and protects vulnerable groups.

After an accident occurs, first protect the accident scene, and immediately call the police and insurance company. If anyone is injured, call 120 immediately for emergency treatment.

1. After calling the police, wait for the traffic police to inspect the scene. After the communicative function inspects the scene, you can move the vehicle to the side of the road to prevent traffic jams.

2. The traffic police will make a determination of accident liability within 10 working days and divide the responsibilities. As long as the motor vehicle is responsible, the compulsory traffic insurance compensation is as follows:

a. The injured person’s compensation The maximum compensation for medical expenses and food subsidy during hospitalization is 10,000 yuan. The excess of 10,000 yuan will be borne by both parties in proportion to the division of responsibilities.

b. The injured person’s lost wages, nursing expenses, and disability compensation if there is disability. The maximum compensation for compulsory traffic insurance is 11W. If it exceeds 11W, the excess will be paid in proportion to the division of responsibilities between the two parties. bear.

c. For property losses of the injured, the compulsory traffic insurance can compensate up to 2,000 yuan. The portion exceeding 2,000 yuan will be borne by both parties in proportion to the division of responsibilities.

d. For damage to a motor vehicle, the injured person must also bear corresponding compensation according to the proportion of liability.

3. If the motor vehicle has commercial insurance, the above-mentioned part compensated by the motor vehicle shall be compensated by the commercial insurance of the motor vehicle. There is no personal cost to the driver. However, if the injured uses non-medical insurance drugs, the insurance will not reimburse, and both parties will bear the responsibility according to the proportion of the division of responsibilities.