Fools save money.

I think it's quite right. Money dies when it is put in the bank, and it depreciates. Only when it turns around, money will generate money. Qian Shengqian is much better than putting it in the bank. Why do rich people like to invest? Because the rich know that money is dead when it is saved, it will depreciate in a few years, so they still let the money go out to make money.

Some people say that it is a fool to save money in the bank now, because the interest rate is too low to be cost-effective. This sentence is absolutely true.

Let's talk about interest rates first. One-year bank deposit 1.95, with a maximum of 4 in five years, and the depreciation is much higher than this. In other words, even with bank interest, the more money you save, the less you lose.

Fools put money in the bank, so where do smart people put it? Take it to invest! Stock market, funds, industry, capital operation, private lending and so on. Theoretically, the income is considerable, in their words: Qian Shengqian.

What was the result? Things have general laws and special laws. Sometimes special laws and general laws are intertwined like a mess, and there is no clue. Today's financial market is like this.

And the result? A fool is blessed with a fool. Although banks can't keep up with the rising prices, they have money in their hands and can take it out at any time for a rainy day, so they don't panic and live well.

Being smart is a good thing. When a good thing turns into a bad thing, it is that being smart is mistaken by being smart. High returns are also high risks, financial losses abound, and it is common to lose everything!

God is hungry and blind. It's better to be stupid. Especially when people are past the age of knowing their destiny, they honestly put their money in the bank. Although they are stupid, they feel at ease so as not to get angry in a hurry. When people are old, health and safety are the most important.

Some people say that it is a fool to save money in the bank now, because the interest rate is too low to be cost-effective. I don't agree with this statement

I think the people who can deposit in the bank are all smart people, all smart people, and all people who plan ahead. It is very necessary to have a certain amount of money in the bank. You should save some money even if the interest rate is low.

Let me talk about people over 55. Few people go out to make big money again. Usually just earn some living expenses. People of this age are not suitable for investment. Investment is risky. Once they have suffered heavy losses, it is difficult to earn them back. They are suitable for putting money in the bank and saving it for their own pension.

Not only the old, but also the young should have deposits in the bank. Once they have urgent money, they can withdraw it from the bank at any time, so as not to be at a loss and want to raise money. I said that when the COVID-19 epidemic broke out this year, many enterprises and businesses had difficulties in production and operation, the number of unemployed people rose, and many people could not even earn their living expenses. At this time, if you have money in the bank, you won't panic and you can spend this period peacefully.

So I think people who can deposit money in the bank are smart people!