How to skillfully "collect debts"?

Most people lend money to their friends. Generally speaking, your friends will pay back the money in time, but there are exceptions. Many people find it always difficult to ask their friends for debts. The following steps will help you.

1, many people not only regard the money lent to their friends as debts, but also test their character. This attitude can easily lead to serious conflicts.

2. reflect on yourself first. Have you ever borrowed money from each other before?

3. What is the purpose of the other party's borrowing money?

4. If the other party doesn't pay back the money, will it affect your family's economic situation?

5. Find out the reason why the other party doesn't pay back the money: temporarily unable to repay your loan. In this case, you should be patient; Have you completely forgotten about it? A lot of people will. Another situation is that the other party is unwilling to pay back the money.

6. You can remind your friends by telling them intentionally or unintentionally that you are short of money recently and need money badly. Find a story or joke about lending money to a friend and tell it when you are alone. Write a letter stating that you need money and ask the other party to return the money in time. Be honest with each other. Ask the other party to pay back the money.

7. End the friendship between the two sides. When there is no other way, you have to cut your robe and give up your debt.

Tip: Try to keep the whole thing within the scope of two people, especially not in the circle of friends.

Note: If there is no written loan agreement, it is difficult for you to recover the arrears through legal channels.