A cemetery in Kunming launched a cemetery mortgage loan. How to treat cemetery mortgage?

Cemetery mortgage should not be supported, because cemetery mortgage is essentially because cemetery is expensive. In the case of expensive cemeteries, many people can't afford cemeteries, which often leads to the inability to sell some cemeteries, thus affecting the price of cemeteries. At first glance, the cemetery mortgage loan makes people have money to buy a cemetery, but it also ensures the price of the cemetery to rise. After all, there are more people buying mortgage loans now than before, and the price of cemeteries naturally rises. Therefore, in order to afford the cemetery and spend less money on it in the future, we must resist the mortgage loan of the cemetery.

There has been a saying that the dead are the biggest in our country since ancient times. As far as real estate is concerned, how many people's ancestral graves have been destroyed for money is a joke in some people's eyes. Back to the cemetery, mortgage means that even if a person dies, future generations have to pay for the cemetery. It's really not peaceful to die Capital should not reach out to the resting place of the dead. Imagine if this cemetery mortgage loan cannot pay for the loan for some reason, then whether it is necessary to dig up the ashes of the deceased or the deceased. It can be said that the cemetery mortgage loan is an increased burden for ordinary people from any angle, which includes both psychological and financial aspects.

The fundamental reason of cemetery mortgage loan is the high price of cemetery. If you only look at the price per square meter, it is even worse than the house price. Generally, from 10,000 yuan, the price of a good local cemetery generally exceeds the local house price. Since 2003, the funeral industry has been listed in the top ten profiteering industries in China for many years. Now that the population is large, everyone can't live in a small bungalow, so all kinds of high-rise buildings have sprung up and people have lived in bungalows. There are apartments in the cemetery now. That is, the architectural ancestral temple. In Tianjin, there are 16 buildings and100000 urns.

And every 20 years, as a cemetery buyer, there will be a cemetery management fee, which is also a renewal fee in a sense. If there is no renewal fee, the cemetery will be easily vacated. Think about how much ancestral fees a person has to pay after being a generation for 20 years. In a sense, two people in a generation have to worry about their ancestors. The deceased can't live in Amway for life.