Who will be affected if retirement is postponed immediately?

From an international perspective, delaying retirement is a common practice for countries to deal with population aging. Research institutions in Mo Rong have combed the retirement ages of 170 countries or regions around the world. The results can be divided into three situations: in developed countries, the retirement age is generally over 65, and some even reach 70 (Israel); A few small countries with backward economy implement the retirement age below 60. They either have an imperfect pension system and limited population coverage, or their average life expectancy is low. The retirement age in most developing countries is between 60 and 65.

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Because the specific plan has not yet come out, we assume that the relevant plan for delaying retirement will be introduced in 20 18. According to what the Minister of Human Resources and Social Security said before, in order to prepare the public psychologically, the policy will be gradually implemented at least five years after its introduction. Then the plan will be implemented as early as 2023, and the following categories of people will be affected:

By 2030, female workers under the age of 50 (women born after 1973)

By 2030, female cadres under the age of 55 (1women born after 968).

By 2020, men under the age of 60 (men born after 1963).

Assuming this, then some people born after 60 and most people born after 70 and 80 will be affected.

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Is delayed retirement good or bad for us? This problem cannot be generalized. At the national level, the advantages definitely outweigh the disadvantages. With the increasingly serious aging in China, there are currently more than 202 million elderly people over 60 in China. It is estimated that the elderly population will reach 255 million in 2020 and exceed 400 million in 2033, which is much higher than the annual natural growth rate of 0.57%. Most people in society are old people. If everyone retires, there will be no way to do a lot of work. Just delaying the retirement time, although there is no such serious situation yet, if you don't make plans now, it is likely that one day it will be irreparable.

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As far as we are concerned, everyone's situation is different, which is related to everyone's work income. There is a joke on the Internet that there is only one reason why you want to continue working when you are old, and that is "poverty". Although this statement is somewhat one-sided, it must be said that this is also a realistic problem. For some people, after working for many years, they still feel that they have not earned enough money, and it is still difficult to provide for the elderly. They still want to work harder for their children. Delaying retirement may be a good thing. For families with good economic conditions, they may be more willing to retire early to support their lives, so delaying retirement is bad news.