Lao lai is very annoying. How did the ancients treat Lao Lai?

I don't know when it started, but the tradition of borrowing money without paying it back has been handed down, and it is still justified to lend hard-earned money to others. The skill of asking for money circulating on the internet is nothing more than pointing to the cloud and saying that it seems to be 500 yuan. Such a joke can only serve as a reminder, and friends are still embarrassed to speak. When I borrowed money, I thought I was a trustworthy friend, but when I asked for money, I found myself a faithless laolai. This kind of situation is more common in contemporary times, but in the Tang Dynasty, no one dared to challenge it, because there were strict regulations on official positions at that time.

The ancient dynasties in China generally respected Confucianism, and their belief in benevolence, righteousness, propriety and wisdom was generally valued, even as the foundation of the country. In the prosperous Tang Dynasty, people were well fed and clothed, and people who borrowed money did not pay back from time to time. In this regard, the Tang dynasty made extremely strict regulations on borrowers in law. If you can borrow money, you must have a guarantor. If the borrower escapes, the guarantor needs to bear joint liability. If the borrower doesn't run away and doesn't pay back the money, it will be serious. Those who are light get hit by the board, and those who are heavy even go to jail. More interestingly, if the borrower is willing to repay the loan, but he can't afford it, he can just work to repay the debt, which is called "payment service".

According to our way of thinking, you lend me money to buy a bag of rice and I lend you money to buy a piece of cloth. Such a small "debt of gratitude" is often ignored and will not rise to the legal level, but the Tang Dynasty did it. It was clearly stipulated in the discussion of Tang Law that the minimum loan amount should be reduced to the price of a piece of cloth. For the loan date, it is stipulated by grades, based on the 20th, and increasing on the 20th. Those who fail to repay on the repayment date shall be divided into "flogging". You know, with 20 as the base, if it is serious, it will kill people, and if it exceeds the longest repayment period, it will go to jail.

Borrowing money is relatively expensive, but there are also many loopholes. For example, the service agency does not stipulate working hours and wages. Although it stipulates that the borrower needs a guarantor and the debtor escapes, no one stipulates that the guarantor cannot escape. What if they all run away? It can only be said that there is nothing the government can do at this time. It was not until the Song Dynasty that this point was added. If both the debtor and the guarantor have fled for less than 30 years, the yamen will be responsible for the pursuit.

In the Qing dynasty, the law not only stipulated the contractual debt relationship between individuals, but also stipulated the bankruptcy of businessmen. The Ming dynasty was strict with business people. If it is a financing enterprise, it must be strictly monitored after bankruptcy. The debtor's family can only redeem it with money. If the family can't pay back the money, they may be implicated, and in serious cases they will be sentenced to hard labor. Throughout history, almost all dynasties and generations will take personal freedom and corporal punishment as punishment standards to prevent "debt evasion".

People can't stand without faith, and there have been words since ancient times. In ancient laws, there was no distinction between men, women and children about "borrowing money and not paying it back". In ancient times, corporal punishment was extremely shameful in courtesy, justice and shame, so it was necessary to be cautious when borrowing money in ancient times. However, in today's peacetime, it is very different. The issue of credibility is usually concerned, but "Lao Lai" often appears. "Why should I pay back the money I borrowed?" Maybe it's really not a joke.