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What kind of child insurance is good?

Supplementary medical insurance for urban residents of Kunlun Health Treasure (Children's Edition), especially for children's hospitalization expense reimbursement, with the insurance period of 1 year; Annual premium: 834 yuan, and accumulated medical benefits: 1, yuan; Reimbursement ratio: 9%. You can go to Mingya Insurance Supermarket to see the insurance liability yourself and calculate the premium. This is the medical insurance that I know children can buy separately. In addition, you can also consider the Ping An Children's Ping An Card, which is a card list product for children's accidents and medical treatment. One for 1 yuan, 5, for accidental injuries, 5, for medical treatment, and 1, for serious illnesses. Personally, it is not bad.

Personal suggestion: I don't know whether you and your lover have taken out insurance. I think you and your lover, as the breadwinners of your family, should consider insurance for themselves first, and the beneficiaries are children, so that the children's lives will not be affected by future risks. The second is to consider insurance products for children.

The website of Mingya Insurance Supermarket has the comparison of various insurance products and premium calculation. I think you can browse it when you have time to see the responsibilities of various types of insurance before making a decision.