If the school does not provide medical insurance for students in time, students' medical expenses cannot be reimbursed.

Wuhan Evening News February 10 (Reporter Yao Chuanlong Intern Li) Seven-year-old Qinqin (pseudonym) goes to school at Jintai Primary School in Yangluo Street, Xinzhou District. In June this year 1, she was diagnosed with glioma and her life was dying. His father, Tao, went to Zhongshan Hospital in Hubei and tongji hospital for medical advice. He spent 70 thousand back and forth, and how much he will spend in the future is still unknown

Tao took out the child's social security card and prepared to apply for reimbursement of some medical expenses. As a result, I was told that Qinqin's social security card had no balance and could not report the loss.

The medical insurance bought at school actually didn't take effect.

Tao clearly remembers that the school collected 209 yuan in February 20 16. Why is the balance on the card zero now? Tao Guoliang immediately went to the school to ask. "The child's insurance premium has not been paid yet." The teacher's words surprised Tao Guo Liang.

Tao turned to Xinzhou District Human Resources and Social Security Bureau for help, hoping to repay it. The staff of the Human Resources and Social Security Bureau told him that insurance is purchased first and then enjoyed. Even if it is paid back, the money for this medical treatment cannot be reimbursed.

"If there is medical insurance, the child can reimburse about 30,000 this time." Tao calculated to post, but now, nothing can be reported. Afterwards, he found the school teacher many times, but he never got a satisfactory result.

Both sides hold their own words.

Debate about who delayed the payment of life-saving money.

Tao has a receipt dated 20 16 12 13. The reason for the receipt is the payment of cooperative medical care, which costs 209 yuan. At the bottom of the receipt is the word "Qiu", and "Qiu" is Qinqin's teacher.

Teacher Qiu admitted that he only collected money according to the requirements of the school, and the money had been handed over to the school administrators. He didn't know why. When the reporter of Wuhan Evening News asked the teacher to provide the phone number of the relevant person in charge of the school for further understanding, the teacher said that he would help solve the problem and there was no need to make a mountain out of a molehill.

The reporter immediately interviewed the Education General Branch of Yangluo Street in Xinzhou District. Zhang Liqun, deputy secretary of the General Education Branch, said that in Yangluo street area, besides kissing, another student had a similar situation. After preliminary understanding, Qinqin's cooperative medical payment was not handed over to the medical insurance department in time, which led to the closure of the medical insurance system network when the money was in place, making Qinqin unable to enjoy medical expenses reimbursement. "At present, Qinqin's money is kept by the school." Zhang Liqun said.

In Tao's memory, Qinqin's cooperative medical care fund was paid together with other students, because he knew that the money was for treating children, and medical expenses could be reimbursed when he was sick, neither less nor less. However, Teacher Qiu recalled that Qinqin paid money later than other students.

Tao Guoliang expressed doubts about Mr. Qiu's statement. If the child pays the money later than other students, why doesn't the school tell him the truth or even refund the money? "If the child is not sick, I will not find the problem." Tao Guoliang said.

The education authorities intervened.

Strive for reimbursement of children's medical expenses.

"The key to the problem is who caused the medical expenses not to be paid in time." Lawyer He Long of Hubei Zunerguang Law Firm said that students give money to the school, and then the school pays the medical expenses on its behalf, which in itself constitutes a contractual relationship.

If it is because the students or their parents fail to pay the fees in time, the students and their parents will bear the responsibility.

On the contrary, if the school delays the payment of medical expenses, parents can sue the school for breach of contract and demand compensation. "According to the regulations, if the treatment cost of Qinqin can be reimbursed for 30,000 yuan, then parents can ask the school to compensate for 30,000 yuan." He Long said that the court will determine the amount of compensation according to the fault of the school.

At noon yesterday, Zhang Liqun, deputy secretary of the Education Branch of Yangluo Street in Xinzhou District, said that after receiving the response, on the one hand, they got in touch with the school and the relevant responsible units of medical insurance in Xinzhou District, trying to pay the relatives and enjoy reimbursement as soon as possible, and on the other hand, they investigated the reasons for the delay in payment.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.