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After reading 1 Reflections on Dad and Books
Speaking of the book Poor Dad Rich Dad, I should have read it for a long time, but I missed
Six books about dad and the feeling after reading.
After reading 1 Reflections on Dad and Books
Speaking of the book Poor Dad Rich Dad, I should have read it for a long time, but I missed
After reading 1 Reflections on Dad and Books
Speaking of the book Poor Dad Rich Dad, I should have read it for a long time, but I missed it again and again for various reasons. It was not until recently that I listed it as a must-read book for investment that I entered the waiting list. But at first glance, I finished reading it in one go. Best-sellers are best-sellers, which are really attractive, especially for people like me who are "covered in injuries" in the investment field. However, in the economic environment, most of them are.
I was impressed by the author's financial and business thinking, and also lamented that he met a "rich father" when he was still young. A successful and clever entrepreneur's tireless teachings enabled him to learn the rules of business operation from an early age and laid a good foundation for his life. At the same time, he can also be compared with his biological father's "poor father" thinking. This is his great wealth.
The first half of the book reflects rich dad's wisdom as an entrepreneur, and trains young Robert, so that they are immersed in the business environment from an early age and influenced by the financial and business thinking that they didn't learn at school. Financial and business thinking is the opposite of our daily traditional education. Education is more about cultivating people not to take risks and make mistakes, and try their best to get high marks in exams. However, in the social and commercial environment, it is cruel and afraid of taking corresponding risks and trial and error, which is far from realizing its own value. Dare to take risks is the beginning of financial business, but this kind of risk-taking has its premise. You need to enter that industry to understand its internal pulse in order to avoid risks as much as possible.
The author's rich father often teaches him to have a different way of thinking. Ordinary people pay their expenses first when they have income, that is, they pay others first, while the rich pay themselves first, such as buying assets that can add value to themselves, and realizing the positive accumulation of wealth through these assets that can add value. Ordinary people, on the other hand, satisfy their own consumption first, squander the remaining funds originally invested in assets, and let themselves fall into a vicious circle. They always envy other people's financial freedom, but they often lament their own fate.
The book constantly emphasizes that if you want to prosper in finance, you must first have a certain understanding of financial knowledge and know the' liquidity' of money, that is, the law of money movement. Only by understanding the law of money, and knowing common sense, and strictly following the strategies formulated by ourselves, will the result not be too bad. But it will be mastered after long-term training and practice of financial and business thinking. Many people want to play big money as soon as they invest, and often lose money again and again, complaining. He suggested starting with small investments and cultivating financial and business thinking first. Just like a toddler, you have to learn to crawl first, then stumble, and finally have the ability to run.
We see that the author's investment field is smooth sailing. It seems that he has achieved success in all fields of investment, which is really eye-catching. This is caused by his long-term exercise. He not only exercises his investment skills, but also actively invests in himself, so that he can keep learning useful knowledge for himself, and then learn from others through the accumulation of this knowledge to find more investment opportunities for himself.
The main core idea of this book is that when he understands the liquidity of money, he knows that he can constantly use his income to buy positive assets, such as stocks, real estate and funds, so that his assets will continue to be positive, and his liabilities are very small. Even when the economy is very difficult, he keeps buying positive assets and then tries to consider paying other expenses, which forces him to think of other ways to solve the expenditure problem.
On the other hand, I seem to be very casual, ignorant and have no plan at all. I'm robbing Peter to pay Paul, making myself disorganized and paying little attention to financial knowledge. It's really like people on the battlefield don't do basic research on information beneficial to the battlefield. Most of them are throwing money at random, but they just want to get rich quickly anyway. Everyone wants to get rich quickly, but there are still a few people who really get rich. This is the basic law of 28.
It takes everyone a certain period of time or even a lifetime to master the study and education of financial business, because there is no harm in it. Financial quotient is to grasp wealth and business opportunities, grasp their proper laws, find business opportunities in the laws, grasp business opportunities in the right way after reading, and stick to it, watching it thrive and succeed with great probability.
Dad and the book-after reading the second chapter
? Rich Dad and Poor Dad is a financial and business education class about financial freedom. Why do I read this book? Because I found that more than 90% people in life may not know anything about finance and business. They just go to work every day to earn money, buy a house and pay back the mortgage, buy a car and pay back the car loan. When they earn more money from work, they start to change a big house, drive a better car and buy luxury accessories, but they don't really realize financial freedom. So what is the real freedom of wealth? Simply put, the passive income generated by a person's assets must at least equal or exceed his daily expenses. If you enter this state, you can call it financial freedom. Some people here may ask what is passive income? In fact, people mainly have two kinds of income: labor income and passive income. Labor income is the reward you get for going to work every day; Passive income mainly refers to the income that can be obtained automatically without spending too much time, energy or supervision, mainly including real estate rent, patent and copyright fees, stock and bond income and savings interest. Next, I will talk about a few words that impressed me in the book and how to realize the road of financial freedom.
1, the poor and middle class work for money, and the rich let money work for themselves.
Talking about a mechanism-the rat race mechanism, people's life will always be controlled by greed. When you earn 100 yuan, you may buy small shoes. When you earn money in 500 yuan, maybe you will buy shoes made by Anta in China. When you earn 1000 yuan, maybe you will buy brand-name shoes such as Nike and Adidas. This is actually a rat race. When you find that you earn more money, you will want something better and spend all your income. Therefore, it is difficult to achieve financial freedom if you work for others all your life and revolve around your salary. Let's see how the rich avoid this rat race mechanism. They will first use their income to build assets (money that can bring money), and then use the money generated from assets to buy what they want (luxury ornaments), while the poor and middle class will use their hard-earned money to buy luxury ornaments. Another phenomenon in reality is that many people say "I'm not interested in money" but still work eight hours a day. Is this a contradiction in itself?
2. How do the rich invest?
Before talking about the investment of the rich, let's talk about why we should learn certain financial knowledge and financial business skills, because if people don't have certain financial knowledge, their efforts are like building a skyscraper on a fragile foundation, until they finally find out that they are building a leaning tower instead of a building. In fact, to put it simply, most people invest in bank savings, which is actually building a leaning tower, not a skyscraper, to achieve financial freedom.
So how do the rich invest? First of all, I quote a sentence from Warren Buffett: when you are greedy, you fear, and when you fear, you are greedy. In fact, in life, people often get ahead by courage rather than wisdom. When others are afraid and the economic situation is bad, find the right opportunity and act decisively, so that every dollar can become your employee, and every dollar can bring back more employees through hard work and slowly bring you what you want.
Real investment skills and financial knowledge actually include four parts: accounting knowledge, that is, basic financial knowledge; Investment knowledge, that is, Qian Shengqian's science; Understand the market, that is, the science of supply and demand and market conditions; Law, don't cross the line. Master four aspects of knowledge, have courage, use smart brains, find good investment opportunities, and realize your own wealth freedom.
3. How to realize wealth freedom?
To truly realize financial freedom, we must first overcome four major difficulties:
1) fear. The main difference between the rich and the poor lies in their different psychological ways of dealing with fear. The rich will overcome fear, and the poor will be scared away by fear. There is a passage in the book: I have never seen anyone who likes to lose money, but I have never seen a rich man who has never lost money in my life, but I have seen many poor people who have never lost a penny in investment activities.
2) cynicism. This actually refers to friends and relatives around you. They are like chickens around you, interfering with some of your plans. Most of them are poor because when they want to invest, chickens are running around, screaming that the sky is falling. You shouldn't have done this, so you missed most of the opportunities.
3) Laziness. In fact, the biggest laziness is that you are busy at work every day, because they regard being busy as an excuse for being lazy. They repeat almost the same job every day and never want to improve themselves. Proficiency in a professional technology is both an advantage and a disadvantage. Just like Costensen's Innovator's Dilemma, why are large enterprises more likely to fail in destructive innovation? Their success is due to this professional skill. With the change of technology, this technology may become outdated, and you are still eating the old money, and finally you will be eliminated. So how to eradicate your laziness is actually to make yourself more eager for freedom and become greedy. Maybe you will put down your work, think carefully, think about what you really want, study more and become a T-type talent.
4) Bad habits. Mainly refers to bad consumption habits. Most people always return the flowers the first time they get paid, give the money to others first, and then their money and assets become very few. In fact, the best way is to pay yourself first, build assets, make yourself stressed with debts, force yourself to seek other forms of income, and make yourself stronger.
So how to achieve financial freedom? Summarize the contents of the book:
1) Find a surreal reason.
2) Make choices every day.
3) Choose your friends carefully.
4) Master a pattern and then learn a new pattern.
5) Pay yourself first.
6) Pay your broker handsomely.
7) Be an Indian giver.
8) Buy luxury accessories with assets.
9) hero worship.
10) Pay first, then ask for it.
Dad and thoughts after reading 3
When I finished reading the book "Carrying Dad to School" with excitement, my heart was like a surging tide, which could not be calm for a long time. This is a true story. Shiva and her sister, who lost their mother since childhood, rely on their paralyzed father. Because the family is poor, they can barely afford to send one person to school, and the other person will face dropping out of school ... The fate of Shiva and her sister is decided by the copper spoon. This is a legendary story. Shi Wa and her sister grew up in hardships, and her sister married someone else. After studying hard, Shi Wa passed the normal school. Faced with the admission notice and his paralyzed father, he thought about it many times and never gave up the idea of letting his paralyzed father go to school. However, he really wants to go to school. Faced with many difficulties and hardships, he resolutely sold all his possessions and took his father to school. He is not only carrying a paralyzed father, but also a promising future. Although what he did was not an earth-shattering feat, nor a great invention, but only trivial matters, his spirit of hard work, self-reliance and perseverance deeply touched me and increased my courage and strength to overcome difficulties and make progress.
After reading this book, I deeply felt that Shi Wa finally came over from the difficulties. Watching him go to school behind his father's back, I can't help thinking of myself. Compared with Shi Wa, my study conditions and living environment are much superior. How should I treat my study and life? I cheer up, strengthen my faith, keep working hard, overcome difficulties and setbacks, forge ahead with my head held high, and stride forward towards the other side of my ideal.
Dad and the book finished reading the fourth article.
I finished reading the book Dad in the Pocket-Fairy Dad today. I laughed while watching. It's fantastic! I really admire the imaginative power of the writer Uncle Yang Peng!
The "I" in the book is Yang Ge. Young's father has the ability to predict the future! Maybe you don't believe it-he is a little man with a thumb! Yang Ge's father used to be a tall man with five big and three thick, but as long as he was scolded by Yang Ge's mother once, he would shrink back a little. As a result, I was scolded 180 times and was only one inch tall, so I had to put it in Yang Ge's pocket and became the father in my pocket, and of course I became Yang Ge's study supervisor.
My two favorite books are prediction questions and my mother's first bucket of gold. "Prediction Exam" is about the quiz of "cold-faced killer" (math teacher) on Monday, and Yang Ge is very scared. He said, "Dad, can you really predict everything?" Dad young nodded quickly: "of course, try it!" " Yang Ge pretended to be casual and said, "Well, what should I predict? By the way, dad, tomorrow's math quiz, the teacher will give ten questions. Can you predict the questions? " Yang Gotha patted his chest: "Of course!" Yang Ge's father kept writing in Yang Ge's notebook, and Yang Ge was always happy. Dad young suddenly pushed the pen and said, "you can't cheat in the exam!" " Young said: "Dad, don't worry, I won't say that you are not a good father just because you can't predict it!" " ""Who says I can't predict? " "Oh, I almost got a stick! "I think Yang Ge's father has long been challenged by Yang Ge, and eight questions are enough for Yang Ge. Young consulted many books and spent more than three hours to solve all the questions. During the exam, Yang Ge quickly completed eight questions, and made a few simple steps in the last two questions. As a result, Yang Ge actually got 80 points (one question 10)! At home, Yang Ge happily held Yang Ge's father in his hand, and Yang Ge's father danced happily to celebrate. How I wish my father could predict the future! I will also ask him to help me predict the exam questions so that I can get full marks in every exam. But, as far as I know, my father definitely doesn't agree. I call this wishful thinking!
? Mother's first bucket of gold tells the story that Yang Ge's mother spent 20xx yuan to buy stocks. Dad advised her not to invest in stocks, saying that stocks would fall in price the day after tomorrow. His mother glared at his father and said, "What do you know?" But his father's prediction really worked. His mother didn't dig the first bucket of gold, but she lost all 20xx yuan and shed tears sadly. Dad comforted her and said, "Now, the stock has fallen to the floor price!" " What everyone didn't expect was that there was a cellar under the floor and there was hell under the cellar. What everyone didn't expect was that there are eighteen floors in hell! "Ha ha, Yang Ge's father is really humorous! This is my favorite passage.
After listening to my introduction, are you tempted? Do you also want to have such a fairy father? Do you want him to predict lottery tickets, stocks or exam questions for you ... and then read this book. It will make you whimsical and happy!
Dad and the book after reading the fifth article
I remember when I was in junior high school, my English teacher asked us to talk about our dreams. As a result, almost every classmate he invited would have such an episode in his dream: "… then I can have a lot of money, and then I can do what I want …" Everyone realized how important money is to life and how much money can bring to people. Of course, I am also one of these students. Although our generation lives in a relatively rich material environment, it puts money in a higher position than other generations. If you want to attack the values of our generation after learning about this phenomenon, then I want to say that according to your thinking, it should not be a bad thing for young people to pursue money, because all the students who mentioned that they should have a lot of money said that they should work very hard or study very hard first. No one says that you can buy tickets every day until you win the grand prize, and then you can have a lot of money and do what you want. But there are two problems. First, can you earn a lot of money by working hard or studying hard?
Second, can you earn a lot of money to do what you want? These two problems will imprison our generation's pursuit of money. Although we know that making money is very important and how much money can help ourselves, the society and the country, we don't know how to make money, how to keep it after making money, and how to get more money. Two fathers's completely different views in Poor Dad and Rich Dad represent the views we are facing now. Poor dad-he has obtained degrees from famous American universities such as Stanford University, Chicago University and Northwest University. I have received a comprehensive higher education, have a decent job and earn a lot of money, but I face financial difficulties all my life.
In fact, we were raised as poor fathers. And when we have a deep-rooted concept of poor dad-we should study hard to get more and better degrees, and we should work hard to get promoted in the company, so we will pass this thinking mode on to our next generation. As a result, we kept working for the boss of the company, working for the government by paying taxes, and working for the bank by paying back the mortgage and credit card loans, but only more and more debts and reminders were waiting for us, so the harder we worked, the more debt we got, and we fell into a strange circle of tight funds. So we only know professional knowledge, basic knowledge and business knowledge, but we don't know how to manage money. Our ending is the same as those who don't study hard and work hard, but our surface looks brighter. In my opinion, financial management is the first lesson in life. Since in the mind of our generation, many people think that studying is to earn money, then this fact must be accepted, and we should be taught how to earn money and save money in the compulsory education stage. In our previous generation or the previous generation, we frowned and criticized the so-called "moonlight clan". Why do we never think that "moonlight" is not entirely because these young people live in luxury, but more because they don't know how to manage money? There is nothing wrong with their ideas. They are still on the road of "study hard-work hard-earn a lot of money-do what they want". Why didn't teachers and parents feel wrong or even encouraged in junior high school? When they practice, their attitudes are completely opposite?
So I very much agree with the view in the book (although China and the United States have different national conditions, this is still the same): in our compulsory education stage, mathematics, physics, chemistry and other courses have been overemphasized. Many students have sighed more or less under the strong pressure of study: "Why should I study hard these things that I won't use at all in the future?" We don't learn these useless things because we have nothing useful to learn. In fact, I think we should carry out systematic financial education from an early age. "Financial management should start with dolls." China people's traditional conservative ideas will not let us overdraw our lives like Americans, and then let a financial crisis burn our assets and lives to ashes like fire. But blindly storing them is not a good thing for the development of the country. We need to know how to spend and manage our finances. In the process of globalization, while using our own values, we are also influenced by the values of others, so the course of financial management becomes more and more important.
I sincerely hope that our education system can incorporate practical knowledge of financial management into our syllabus, although I know it is a long and difficult road.
Dad and the book after reading the sixth article
Recently, I watched Rich Dad and Poor Dad. This book is not long, so I can't put it down when I pick it up. I finished it at one go. I have a little feeling to record and share with you.
The so-called rich dad and poor dad are actually two elders who teach the author to treat money and life. The poor father is the author's biological father. He received a good education from an early age, and had a stable and good job until he graduated from a doctor's degree. He became an excellent middle class and dealt with the debt problem all his life. Rich dad is the father of the author's friend and a successful businessman. Poor fathers teach their children to study hard and find a stable and well-paid job in the future. Rich dad taught his children to learn more about finance, master the principle of cash flow, and use Qian Shengqian.
One is poor and the other is rich. The author has seen the definitions of two life states. The book is full of disdain for the "poor" lifestyle, which means working for money, working for others, seeking promotion and earning more money. It is very painful to pay taxes when you earn money, and to borrow money to buy a car, buy a house and pay off debts for a lifetime. The "rich" lifestyle is to make money with money, let others work for him, and try to avoid taxes reasonably.
But does this "poor" way really make everyone suffer? Is the "rich" way suitable for everyone? Let's comment on some ideas in the book:
Opinion 1: Do you want to work for money or do you want money to work for you?
There seems to be something wrong with this sentence, but there is some truth in the second half. The job described in the book is actually learning knowledge, not making money. And money comes from money. But how can you make money without the first bucket of gold? However, the second half of this sentence "I want money to work for you" is still very classic, reflecting a financial attitude. When you have money, whether to borrow money to buy a car or invest in it tells you the answer.
This is a "rich" lifestyle, but "poor" can also be happy. If your happiness goal is to own a luxury car rather than how much money you have, then "poverty" can also be happy! So I think "don't work for money, ask money to work for you" is different from person to person. You can think about what you are working for.
Viewpoint 2: Don't spend it on debt, spend it where you can make money.
Basically the same as 1, say it again. Look at this article "Fishing by the Sea, the Meaning of Life" and think about what you earn money for?
Viewpoint 3: Learn various skills, especially financial management.
As the saying goes, if you don't manage money, money will ignore you. But sometimes when you are in charge of money, you are even more neglected. Read more and study more, guard against arrogance and rashness. This book is only for you to learn, and it doesn't tell you how to manage money. Don't blindly follow the trend of stock market speculation. Look at this boring article: I should burn the book Poor Dad Rich Dad, which is killing me. I feel very wronged. Read more and study more.
Viewpoint 4: Real estate speculation and stock trading.
I saw some book reviews saying that this book is not suitable for the current situation in China. The author is really a real estate speculator. The real estate in the United States is really very different from that in China, but this is not a textbook! If you don't move your head, you will say that what others have written is not practical! Our stocks and real estate are out of breath. Without a solid foundation and extensive involvement, there is no way out to learn from others blindly.
Viewpoint 5: Rich people never complain, and those who complain will only be mediocre for life.
I hate complaining about men and women. I am angry with them. Complaining can not only make you happy for a short time, but also have a P? It is a hundred times more difficult to change others than to change yourself. Look for opportunities or complain until you are old.
Viewpoint 6: Dad teaches you to go to school, and rich dad teaches you to understand the law of money.
The joke summarized by others in the movie "Tangshan Earthquake": Men want to go to sea and women want to marry foreigners. I don't think it matters what you study at school. What you study is a learning method. If you read enough books, you can learn the rules of money operation, but it doesn't do any harm.
Viewpoint 7: Only when you have money can you be happy, and the middle class who works with peace of mind is unhappy.
This is the author's extreme view, but it has caused me to think. What do I want?
When I was a child, my parents asked me to study, and I wanted to go to graduate school, but why should I go to graduate school? The idea at that time was to find a good job. Now that I think about it, I actually want to live a good life. But does a good life require a good job? Does good work mean good life?
I'll have the answer after a while, so I won't say it here, because everyone's values are different. Let's think about it. What do you want? composition
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