Why do many loan intermediaries say they are loan officers?

Speak your mind: this is a common behavior of loan intermediaries, which is not a big problem in essence and is also common, especially in the exhibition process of loan telemarketers.

In fact, I don't quite agree with the loan intermediary practitioners calling themselves "loan officers".

This is not because there is any substantive mistake in calling yourself a "loan officer", but because many loan intermediary practitioners confuse "credit" with "credit loan" in their business practice.

Many new loan practitioners do not understand "credit loan" and "credit", and it is a common sense mistake to confuse the two concepts at will. From a professional point of view, "credit" can not be completely summarized by "loan" or "credit loan", whether it is broad or narrow. According to the breakdown of professional fields, "credit" includes not only all kinds of loans, but also acceptance, credit certificate, letter of guarantee, credit card, refinancing, trust, asset management, financial leasing and other businesses.

I remember very clearly that at a dinner party, a friend temporarily brought a friend who had just entered the business and couldn't get through. During the dinner, the new friend introduced himself that he was engaged in credit business. I think since we are new friends and colleagues, there will be many opportunities for communication in the future, so I ask him what he does specifically. Unexpectedly, this friend said, "Credit is a credit loan. You don't even know this. How long have you been in the business? " I had to passively touch my nose and answer, "I'm new here, too ..."

There is no way to make such a joke. In order to improve the efficiency of obtaining customers in the exhibition industry and supplement a large number of lost personnel, many loan intermediary companies deliberately lowered the threshold for employment. This has also caused many loan intermediaries to lack basic financial knowledge, and even have never been exposed to the loan industry before starting a business. It is easy to mistakenly think that "credit loan" can be abbreviated as "credit", or directly think that "credit" is a general term for all loans.

The above are only personal opinions, and the information comes from bank information and network, which is only for the reference of the subject. Codewords are not easy. If the content is beneficial, remember to like and support it.