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What is the annual interest rate of RMB 654.38 billion deposited in Swiss banks?

Swiss bank deposits have no interest, and they have to pay management fees to the bank. 20 15 Swiss bank announced that it would raise the deposit interest rate from -0.25 to -0.75, which was obviously negative. This negative deposit interest rate is the management fee. 20 1 5,65438+1On June 5th, the Swiss National Bank (SNB) unexpectedly announced that it would cancel the exchange rate ceiling of the Swiss franc against the euro from 1.20 to1. In order to hedge the pressure of appreciation, the Swiss National Bank also announced that the deposit interest rate would be lowered from -0.25% to -0.75%.

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The Chinese name of Swiss bank is Regan Group, and its headquarters is in Zurich. Founded in 1862, it is a century-old shop. Although Switzerland is a small country, it is an out-and-out European hegemon in economy, and its GDP ranks in the top ten in the world. But also in western Europe, which is famous for its wealth, Switzerland is really one of the best.

First of all, the biggest difference between Swiss banks is that in traditional banks, there is interest, but it is different in Swiss banks. If you deposit money in a Swiss bank, you must pay. As for how much to pay, it depends on how much you save. The more you save, the more you naturally pay.

Of course, the threshold for Swiss banks to pay money is not low. First, they need to deposit 65,438+000,000 francs, equivalent to 728 720 yuan RMB, and they also need Swiss residency. This series of operations is not troublesome.

However, people are most concerned about why there are all kinds of people to save money despite the various rules and regulations of Swiss banks. As mentioned earlier, the security of Swiss banks.

There is a joke circulating in the financial circle: a boss came to a Swiss bank and carefully said to the teller: I want to withdraw $6.5438+0 million. As a result, the teller said, Sir, you don't have to keep your voice down. It's very safe here.

So where is the vault of the Swiss bank? However, the Swiss bank did not keep secrets at all, but publicly told everyone that the vault was in every corner of Switzerland, some in tunnels, some in caves in the Alps, and some even in the basement of abandoned communities.

Moreover, the doors of Swiss bank vaults are made of special metal, and most people dare not expect to open them. If users want to withdraw money, they need to go through three steps: password, iris and face, which greatly improves the security.

The above is only the first step in the security of Swiss banks. The most amazing thing is the security system. To put it bluntly, Swiss banks are banks that don't even use their ID cards. It is no exaggeration to say that no third party in the world will find that you have deposited money except users and banks.

If you need to keep secrets, Swiss banks can also send money to you in the form of secret connectors, which is a bit like sending messages in spy war dramas. It is not difficult to see that Swiss banks have really achieved the ultimate in information confidentiality.