Do you lend money to your friends?

A friend often asks me for money. I have a principle not to lend money to others easily. First, because my wife and I are both working-class, our monthly income is tight enough for our family and we have no spare money to lend. The second reason is that I have borrowed money several times and never paid it back. Except for one thing, that is, if my friend is really in trouble, I will definitely solve it.

When this friend asked me to borrow money, I told him my principles, and he refused to borrow it. But a few days later, he called again and said that he was really in trouble and his children could not afford to go to school. Hearing this, I did not hesitate to transfer my newly paid salary to him, not much, just 5 thousand yuan.

It's been three years now, and my friend has never paid back the money. It took several times in the middle. He keeps saying he has no money, so let it go slowly. Later, I simply didn't want it. The longer it took, the more I knew it would happen.

Even more exasperating, he borrowed it from me in the middle. Of course, I didn't lend it to him. Later, we lost touch. We have a good relationship, but now we feel like strangers.

Some people say, never lend money to others, let alone others. If you lend it out, you will have an unwanted mentality. Now that you think about it, I think it is quite right.

Resolutely do not borrow, because kindly lend money to friends, and my good friends for decades are now strangers.

Eight years ago, I just got married. At that time, there were some dowry and bride price money, about 300 thousand, which was the time when I saved the most.

A few days later, my best friend contacted me and said that the business was in urgent need of working capital. He wanted to borrow 300,000 yuan and said that he would pay it back within a week.

Because he was his best friend since childhood, and he happened to have money, he agreed without hesitation.

But a week later, she didn't keep her promise. I think maybe my friend was too busy to care. As a result, a month and half a year passed, and she still didn't say a word. I can't help it I can only call her and ask her. This answer makes me furious. When did she say that she lent me money? I said the date of the month. After the cause and effect, she said faintly, I remember, but I don't have that much in my hand now. Give it to me later.

Later, it took me half a year to get 300,000 units back. She called me stingy and unkind in front of other friends, and our feelings became weaker and weaker. Now we're basically out of touch.

I can't figure out what I did wrong in this matter.

People who pay less generally don't pay. If something goes wrong, you should pay a reasonable price, otherwise your friend can't do it.

Some friends still can't borrow it, but it's easier to borrow it than to pay it back for ten or eight years.

I borrowed it before. It hurts. Now a friend borrows money, and I don't want to borrow it, nor do I want to borrow money from my friends. Just name a few.

The first one: the buddy who grew up together, 20 13, said that he was a little nervous and wanted to borrow 5000 yuan from me for turnover, and he would give it at the end of the year at the latest. He didn't have enough money at that time, but thinking that he was a boy, he must have encountered something particularly difficult, so he didn't speak, or he wouldn't speak to me. I thought about it and gave it to him.

Then at the end of the year, I didn't mean to pay back the money. I'm not worried about spending money, so I didn't say I would pay it back the next year. I think maybe he is really in trouble. Otherwise, he will definitely give the money he borrowed from the girl. In the third year, he opened a small restaurant in Tianjin, which is said to be opened with several relatives. He borrowed a lot of money at that time, so he didn't borrow it from me because he didn't pay me back. First of all, . Later, he turned to be a contractor. I hear business is good. That year, he got married, bought a house, gave birth to a baby, and I paid for it. I still haven't said that I want to pay back the money I borrowed. According to the truth, his economy at that time should be better than mine. I once suspected that he forgot to lend me money.

Then, it is 20 19. At that time, I was cheated by another friend. I had no money at hand, so I asked him to pay back the money. First, I paid back 2000 yuan, saying that I had no money at hand. From March 20 19 to May 2020, I asked for it several times, and every time I opened my mouth, I said I had no money, and I also returned the WeChat wallet. I paid back 6000 yuan, and now I still have 1000. It's almost 2022. It has been many years, and the money has not been paid back. He has the money to buy a house and a car, but he hasn't paid back thousands of dollars in recent years. I think, forget it, give it if you can, don't give it, and don't want it. I feel very ashamed.

Second: colleagues and friends with good relationships. They have been together for more than three years and know each other very well.

First, he borrowed money in the name of punching cards. After punching in, he can get a financial refund in the afternoon and give me my money back. I thought it was just a turnover. I gave it to him in the afternoon, but I didn't give it in the afternoon, saying it was a financial problem and never returned it. Later, I felt that I was brainwashed by his PUA, or brainwashed. I borrowed some money from him one after another. I didn't know what I was thinking at that time, so I lent it to him. I didn't rush him many times later.

He has always promised to pay you back, but he has always said that he can't pay you back for various reasons. After listening too much, he didn't believe it. Then, he reported his fraud to the police and went to court to sue, and finally got the money back.

What about friends? Knowing the root of the matter, the contact information of the wife's parents will be clear, and it is useless to be clear. It won't affect him if he doesn't pay you back, and he will be blacked out after paying back the money.

Third: This friend has a good relationship. When he was cheated by his second friend, he had no money. He borrowed 2000 yuan from this friend and promised to give it this afternoon. At that time, he told her the process of being cheated. I said I'll give it to you in the afternoon at the earliest, and tomorrow afternoon at the latest. What can I say, my friend? . . Bought a house and a car in Beijing. Money means nothing to her, because I went to that friend's house in the afternoon to ask for money and communicate with his parents. So I didn't pay back the money in time, so my friend used WeChat and phone to urge me to pay back the money. I was a little sad to receive her WeChat and phone call, because this friend is a junior high school classmate and has a very good relationship. She lived together on 20 14. At one time, she wanted to become sworn brothers with me and recognize me as her sister. I refused at that time. A good relationship is a good relationship. There's no need to be sworn brothers. She is married. I specially went from Beijing to Jinan as a bridesmaid and wrapped a big red envelope. All my friends got married with the biggest red envelope. I thought the money was nothing to her, but it was very important to me at that time.

I was supposed to return it, but I was still a little sad to receive her WeChat. I think you regard her as a relative and a friend, and she is worried that you will not pay back the money. Slowly, this friend lost contact.

Fourth: I am a child, and she knew the situation when I was cheated. When I was in the most difficult time, she didn't help me, but asked me to lend her the money for the credit card. It was very difficult for me at that time, because I really didn't have money, so I didn't help, and that friend later lost contact. . . .

Seriously, friends are friends. Don't talk about money Talking about money hurts feelings. It really hurts. I don't want to have anything to do with money friends in the future. Otherwise, even friends have nothing to do

Borrowing depends on who borrows and what to borrow. It's really hard for some people to have more enemies and fewer friends.

As a friend, when a friend is in trouble, I will lend him money, and I also believe that my friend will pay me back when he has money.

Borrowing for the following reasons:

1, everyone has difficulties.

A friend is someone who helps you when you are in trouble and helps me when I am in trouble.

It is too difficult to borrow money now.

I remember when I was 20, my father died of illness. At that time, his family was poor and he couldn't afford a funeral. He borrowed money everywhere. His relatives are afraid that they can't afford it, and they are not afraid of jokes. His seven aunts and eight aunts clubbed together to lend him 2000 yuan. At that time, we were all young and had little money. Maybe he had no choice but to talk to our friends who haven't worked long. I know that in society, because of borrowing money.

Two other friends also lent it to him. After the funeral, the young man paid us back with the money from the gift. Although only part of it was paid back at that time, we understand that he really has no money, and we are friends.

I have encountered difficulties, too. I got caught in the stock market and need to make up my position. I borrowed money and deeply realized the difficulty of borrowing money! Maybe my reasons are not sufficient, but I don't want to make them up. I lent it to him without saying anything. Five years later, I will pay him back with interest, and the interest must be paid. If there is more, I will refuse. This is the friendship between us.

Borrow money so that you can borrow it and pay it back. It's not difficult to borrow it again! I advise those who don't pay back the money, because you make people afraid to lend money to relatives and friends to tide over the difficulties easily. In the end, I couldn't borrow money, and the difficulty was unbearable. We just have difficulty in borrowing money, and eventually we will have friends to help us.

Now the behavior of borrowing money between friends is no longer a simple problem of borrowing money. Many people turn pale at the sight of friends borrowing money, and even close their doors.

No matter how good a friend is, he will call each other brothers and say anything without talking about money. Talking about borrowing money will hurt your feelings and make your heart cold.

What caused this to be a normal thing between friends, but now it has become abnormal?

There must be a reason why normal things become abnormal things. In fact, this truth is very complicated and simple. It is that many people now become enemies because of borrowing money. What's more, the borrower said that he would change his face, or find an excuse to break his promise and delay the repayment time; Either take the way of "hide and seek" and avoid it; Either take the road of "dead mice can't touch the cold" or don't pay back the money, so what? Finally, those who lend money to friends become debt collectors, while those who get the money are "old giants who can't get away." Even if they have money, they should cry poor to achieve the goal of not paying back their friends.

In the above situation, I suggest not to borrow money from friends easily if there is nothing very special. If you really encounter difficulties in life and have to borrow money from your friends, you must write an iou and sign your name. In addition, it is very important to abide by credit when borrowing money from friends, and repay it at maturity or in advance.

Don't borrow it